BORINQUEN COMMUNITY FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www3.homecu.net for more information.
Sep, 30, 2025 — BORINQUEN COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in Aguadilla, PR with 2 branch locations and about $17.42 million in total assets. Opened 75 years ago in 1951, BORINQUEN COMMUNITY FEDERAL CREDIT UNION has about 1,646 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BORINQUEN COMMUNITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 250474, Ramey Aguadilla, PR 00604 |
| Phone: | (787) 890-8251 |
| Fax: | (787) 890-8040 |
| Website: | https://www3.homecu.net |
| Branches: | 2 branch locations |
| Members: | 1,646 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7347 |
|---|---|
| Membership Type: | Single common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,424,469 |
| CEO/Manager: | Sylvia E Ramirez |
| Chairperson: | Gilberto Arroyo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,473,159 |
| TOTAL INVESTMENTS | 400,910 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,912,577 |
| Unsecured Loans | 1,108,372 |
| Other Loans | 2,415,675 |
| TOTAL LOANS | 7,436,624 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -85,457 |
| Land And Building | 0 |
| Other Fixed Assets | 1,362 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 143,545 |
| All Other Assets | 54,326 |
| TOTAL ASSETS | 17,424,469 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 286,230 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 15,719,001 |
| All Other Shares & Deposits | 24,959 |
| TOTAL SHARES & DEPOSITS | 15,743,960 |
| TOTAL LIABILITIES | 16,030,190 |
| Regular Reserve | 657,906 |
| Other Reserves | 304,014 |
| Undivided Earnings | 432,359 |
| TOTAL EQUITY | 1,394,279 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,424,469 |
| INCOME & EXPENSE | |
| Loan Income | 155,328 |
| Investment Income | 14,168 |
| Other Income | 45,619 |
| Total Employee Compensation & Benefits | 307,850 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 203,937 |
| Non-operating Income & (Expense) | -398 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 7,227 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -304,297 |
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