Sep, 30, 2025 — PUERTO RICO FEDERAL CREDIT UNION is a federal credit union headquartered in CAPARRA, PR with 4 branch locations and about $185.08 million in total assets. Opened 66 years ago in 1960, PUERTO RICO FEDERAL CREDIT UNION has about 24,052 members and employs 41 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUERTO RICO FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 55 Calle Resolucion CAPARRA, PR 00920-2727 |
| Phone: | (787) 749-0500 |
| Fax: | (787) 749-8765 |
| Website: | https://www.prfedcu.com |
| Branches: | 4 branch locations |
| Members: | 24,052 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 13939 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1960 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $185,079,432 |
| CEO/Manager: | JOMAR MARTINEZ GOMEZ |
| Chairperson: | Gregorio Ramos |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,595,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 25,234,089 |
| Unsecured Loans | 40,946,435 |
| Other Loans | 64,379,663 |
| TOTAL LOANS | 133,625,983 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,462,731 |
| Land And Building | 4,739,037 |
| Other Fixed Assets | 444,370 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,659,492 |
| All Other Assets | 26,500 |
| TOTAL ASSETS | 185,079,432 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 62,894 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,760,795 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,467,941 |
| Regular shares | 97,100,688 |
| All Other Shares & Deposits | 60,990,297 |
| TOTAL SHARES & DEPOSITS | 162,558,926 |
| TOTAL LIABILITIES | 164,382,615 |
| Regular Reserve | 0 |
| Other Reserves | -589,895 |
| Undivided Earnings | 21,286,712 |
| TOTAL EQUITY | 20,696,817 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 185,079,432 |
| INCOME & EXPENSE | |
| Loan Income | 6,272,791 |
| Investment Income | 978,629 |
| Other Income | 508,641 |
| Total Employee Compensation & Benefits | 1,435,505 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,631,615 |
| Non-operating Income & (Expense) | -14,970 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,327,000 |
| Cost of Funds | 1,664,334 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,884 |
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