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UNIVERSAL COOP FEDERAL CREDIT UNION

Mar, 31, 2022 — UNIVERSAL COOP FEDERAL CREDIT UNION is a federal credit union headquartered in RIO GRANDE, PR with 2 branch locations and about $30.43 million in total assets. Opened 65 years ago in 1957, UNIVERSAL COOP FEDERAL CREDIT UNION has about 2,909 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNIVERSAL COOP FEDERAL CREDIT UNION
Address:
(Main Office)
14 Calle Pimentel
RIO GRANDE, PR 00745
Phone:(787) 887-2195
Fax:(787) 887-5622
Website:http://www.universalcoopfcu.com
Branches:2 branch locations
Members:2,909
Credit Union Type:Federal Credit Union
Charter Number:11477
Membership Type:Multiple common bond - Primarily other manufacturing
Corporate Credit Union:No
Year Opened:1957
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$30,430,596
CEO/Manager:Luis J Guzman
Chairperson:Juan A Perez-Mercado

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,668,321
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,066,459
 Unsecured Loans 4,626,280
 Other Loans 1,049,458
 TOTAL LOANS 9,742,197
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -211,998
 Land And Building 129,723
 Other Fixed Assets 116,690
 NCUSIF Deposit 268,146
 All Other Assets 21,365
  TOTAL ASSETS 30,430,596
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 142,734
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 999,654
 Regular shares 25,355,481
 All Other Shares & Deposits 1,795,081
  TOTAL SHARES & DEPOSITS 28,150,216
  TOTAL LIABILITIES 28,292,950
 Regular Reserve 0
 Other Reserves 872,424
 Undivided Earnings 1,265,222
  TOTAL EQUITY 2,137,646
  TOTAL LIABILITIES, SHARES, & EQUITY 30,430,596
INCOME & EXPENSE  
 Loan Income 176,497
 Investment Income 54,074
 Other Income 39,067
 Total Employee Compensation & Benefits 86,906
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 130,355
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 30,936
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 20,852
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