Sep, 30, 2025 — FT RANDALL FEDERAL CREDIT UNION is a federal credit union headquartered in WAGNER, SD with 2 branch locations and about $43.02 million in total assets. Opened 75 years ago in 1951, FT RANDALL FEDERAL CREDIT UNION has about 3,332 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FT RANDALL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 231 Lake St NW WAGNER, SD 57380 |
| Phone: | (605) 384-5332 |
| Fax: | (605) 384-5336 |
| Website: | https://www.ftrandallfcu.com |
| Branches: | 2 branch locations |
| Members: | 3,332 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7067 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $43,018,662 |
| CEO/Manager: | Julie A Thomson |
| Chairperson: | Darrell Pepper |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,904,692 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,625,243 |
| Unsecured Loans | 2,124,198 |
| Other Loans | 16,139,252 |
| TOTAL LOANS | 26,888,693 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -277,956 |
| Land And Building | 777,315 |
| Other Fixed Assets | 326,992 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 355,568 |
| All Other Assets | 0 |
| TOTAL ASSETS | 43,018,662 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,123 |
| Notes & Interest Payable | 1,000,000 |
| Accounts Payable & Other Liabilities | 769,727 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 11,047,486 |
| Regular shares | 13,600,095 |
| All Other Shares & Deposits | 9,690,055 |
| TOTAL SHARES & DEPOSITS | 34,337,636 |
| TOTAL LIABILITIES | 36,109,486 |
| Regular Reserve | 0 |
| Other Reserves | 164,183 |
| Undivided Earnings | 6,744,993 |
| TOTAL EQUITY | 6,909,176 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 43,018,662 |
| INCOME & EXPENSE | |
| Loan Income | 1,464,487 |
| Investment Income | 454,899 |
| Other Income | 170,520 |
| Total Employee Compensation & Benefits | 608,835 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,215,884 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 319,038 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,454,419 |
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