Sep, 30, 2025 — DACOTAH FEDERAL CREDIT UNION is a federal credit union headquartered in RAPID CITY, SD with 1 branch location and about $11.02 million in total assets. Opened 76 years ago in 1950, DACOTAH FEDERAL CREDIT UNION has about 849 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DACOTAH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2990 E HIGHWAY 44 RAPID CITY, SD 57703 |
| Phone: | (605) 791-1424 |
| Fax: | (605) 348-2986 |
| Website: | https://www.dacotahfcu.com |
| Branches: | 1 branch locations |
| Members: | 849 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7021 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,016,215 |
| CEO/Manager: | Teresa Peregrine |
| Chairperson: | Kimberly L Miles |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 715,399 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 773,899 |
| Unsecured Loans | 1,592,893 |
| Other Loans | 4,119,285 |
| TOTAL LOANS | 6,486,077 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,280 |
| Land And Building | 1,019,800 |
| Other Fixed Assets | 22,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 105,472 |
| All Other Assets | 0 |
| TOTAL ASSETS | 11,016,215 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 21,533 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 18,993 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,343,348 |
| Regular shares | 5,166,407 |
| All Other Shares & Deposits | 2,335,440 |
| TOTAL SHARES & DEPOSITS | 9,845,194 |
| TOTAL LIABILITIES | 9,885,720 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,130,495 |
| TOTAL EQUITY | 1,130,495 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,016,215 |
| INCOME & EXPENSE | |
| Loan Income | 378,605 |
| Investment Income | 111,037 |
| Other Income | 34,056 |
| Total Employee Compensation & Benefits | 194,494 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 210,540 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 47,440 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 74,245 |
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