Sep, 30, 2025 — RVA FINANCIAL FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, VA with 2 branch locations and about $75.95 million in total assets. Opened 76 years ago in 1950, RVA FINANCIAL FEDERAL CREDIT UNION has about 8,819 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RVA FINANCIAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1700 Robin Hood Rd RICHMOND, VA 23220 |
| Phone: | (804) 359-8754 |
| Fax: | (804) 359-4995 |
| Website: | https://www.rvafinancial.com |
| Branches: | 2 branch locations |
| Members: | 8,819 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6878 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1950 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $75,947,936 |
| CEO/Manager: | Cindy Lindsey |
| Chairperson: | Rayford L Harris Jr |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,084,602 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 30,172,604 |
| Unsecured Loans | 5,103,238 |
| Other Loans | 17,426,891 |
| TOTAL LOANS | 52,702,733 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -468,808 |
| Land And Building | 184,054 |
| Other Fixed Assets | 562,270 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 633,478 |
| All Other Assets | 0 |
| TOTAL ASSETS | 75,947,936 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 692,649 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 15,958,010 |
| Regular shares | 30,970,412 |
| All Other Shares & Deposits | 18,853,834 |
| TOTAL SHARES & DEPOSITS | 65,782,256 |
| TOTAL LIABILITIES | 66,474,905 |
| Regular Reserve | 0 |
| Other Reserves | 775,860 |
| Undivided Earnings | 8,697,171 |
| TOTAL EQUITY | 9,473,031 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 75,947,936 |
| INCOME & EXPENSE | |
| Loan Income | 2,334,939 |
| Investment Income | 497,772 |
| Other Income | 1,410,169 |
| Total Employee Compensation & Benefits | 1,660,565 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,136,735 |
| Non-operating Income & (Expense) | 1,793,255 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -184,526 |
| Cost of Funds | 498,085 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 925,276 |
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