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CREDIT UNION OF RICHMOND INC

Mar, 31, 2021 — CREDIT UNION OF RICHMOND INC is a federally insured state chartered credit union headquartered in Richmond, VA with 1 branch location and about $73.38 million in total assets. Opened 98 years ago in 1923, CREDIT UNION OF RICHMOND INC has about 5,701 members and employs 17 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082466
Name:CREDIT UNION OF RICHMOND INC
Address:
(Main Office)
1601 Ownby Ln
Richmond, VA 23220
Phone:(804) 355-9684
Fax:(804) 355-9725
Website:https://www.curich.org
Branches:1 branch locations
Members:5,701
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66929
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1923
Last Audited:Mar 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$73,378,795
CEO/Manager:Shirley Cooper
Chairperson:Alvin Strother

Call Report

  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 22,604,327
TOTAL INVESTMENTS 16,190,004
Loans Held for Sale 0
 
 Real Estate Loans 5,635,806
 Unsecured Loans 6,073,368
 Other Loans 19,694,578
 TOTAL LOANS 31,403,752
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -364,652
 Land And Building 1,443,322
 Other Fixed Assets 103,231
 NCUSIF Deposit 549,953
 All Other Assets 1,448,858
  TOTAL ASSETS 73,378,795
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 839,633
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,897,987
 Regular shares 31,023,954
 All Other Shares & Deposits 20,152,638
  TOTAL SHARES & DEPOSITS 61,074,579
  TOTAL LIABILITIES 61,914,212
 Regular Reserve 2,245,420
 Other Reserves -969,567
 Undivided Earnings 10,188,730
  TOTAL EQUITY 11,464,583
  TOTAL LIABILITIES, SHARES, & EQUITY 73,378,795
INCOME & EXPENSE  
 Loan Income 549,878
 Investment Income 32,193
 Other Income 102,755
 Total Employee Compensation & Benefits 385,129
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 248,631
 Non-operating Income & (Expense) -11,598
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 43,506
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 108,670
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