Credit Unions Near Me
National Credit Union Service Organization

CREDIT UNION OF RICHMOND INC

Jun, 30, 2024 — CREDIT UNION OF RICHMOND INC is a federally insured state chartered credit union headquartered in RICHMOND, VA with 1 branch location and about $71.42 million in total assets. Opened 101 years ago in 1923, CREDIT UNION OF RICHMOND INC has about 5,402 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082466
Name:CREDIT UNION OF RICHMOND INC
Address:
(Main Office)
1601 Ownby Ln
RICHMOND, VA 23220
Phone:(804) 355-9684
Fax:(804) 355-9725
Website:https://www.curich.org
Branches:1 branch locations
Members:5,402
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66929
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1923
Last Audited:Jun 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$71,415,830
CEO/Manager:Shirley Cooper
Chairperson:Alvin Strother

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 14,648,719
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,479,052
 Unsecured Loans 5,286,208
 Other Loans 17,100,107
 TOTAL LOANS 26,865,367
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -187,875
 Land And Building 1,403,461
 Other Fixed Assets 85,030
 NCUSIF Deposit 542,747
 All Other Assets 3,544
  TOTAL ASSETS 71,415,830
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,551,766
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,797,460
 Regular shares 32,908,983
 All Other Shares & Deposits 16,436,050
  TOTAL SHARES & DEPOSITS 59,142,493
  TOTAL LIABILITIES 60,694,259
 Regular Reserve 0
 Other Reserves -25,186
 Undivided Earnings 10,746,757
  TOTAL EQUITY 10,721,571
  TOTAL LIABILITIES, SHARES, & EQUITY 71,415,830
INCOME & EXPENSE  
 Loan Income 1,370,273
 Investment Income 244,327
 Other Income 422,172
 Total Employee Compensation & Benefits 1,093,667
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,193,258
 Non-operating Income & (Expense) -51,753
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -21,968
 Cost of Funds 60,929
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 126,172
↑ Back to Top

Other Credit Unions

TBC FEDERAL CREDIT UNION
2811 Fendall Ave
RICHMOND, VA 23222
CADMUS CREDIT UNION
2901 BYRDHILL RD
RICHMOND, VA 23228-5805
KRAFTSMAN FEDERAL CREDIT UNION
910 Industrial St
HOPEWELL, VA 23860
RICHMOND VIRGINIA FIRE POLICE CREDI CREDIT UNION
900 Hermitage Rd
RICHMOND, VA 23220-2001
RICHMOND HERITAGE FEDERAL CREDIT UNION
50 W Commerce Rd
RICHMOND, VA 23224-2316
VIRGINIA UNITED METHODIST CREDIT UNION
7305 Boulder View Ln
NORTH CHESTERFIELD, VA 23225-4953
RVA FINANCIAL FEDERAL CREDIT UNION
1700 Robin Hood Rd
RICHMOND, VA 23220
CONNECTS FEDERAL CREDIT UNION
7700 Shrader Rd
RICHMOND, VA 23228
PARTNERS FINANCIAL FEDERAL CREDIT UNION
1200 New York AVE
GLEN ALLEN, VA 23060
DOMINION ENERGY CREDIT UNION
1100 Boulders Pkwy Ste 601
NORTH CHESTERFIELD, VA 23225