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CREDIT UNION OF RICHMOND INC

Sep, 30, 2022 — CREDIT UNION OF RICHMOND INC is a federally insured state chartered credit union headquartered in RICHMOND, VA with 1 branch location and about $71.42 million in total assets. Opened 100 years ago in 1923, CREDIT UNION OF RICHMOND INC has about 5,402 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082466
Name:CREDIT UNION OF RICHMOND INC
Address:
(Main Office)
1601 Ownby Ln
RICHMOND, VA 23220
Phone:(804) 355-9684
Fax:(804) 355-9725
Website:https://www.curich.org
Branches:1 branch locations
Members:5,402
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:66929
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1923
Last Audited:Jun 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$71,415,830
CEO/Manager:Shirley Cooper
Chairperson:Alvin Strother

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 14,648,719
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,479,052
 Unsecured Loans 5,286,208
 Other Loans 17,100,107
 TOTAL LOANS 26,865,367
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -187,875
 Land And Building 1,403,461
 Other Fixed Assets 85,030
 NCUSIF Deposit 542,747
 All Other Assets 3,544
  TOTAL ASSETS 71,415,830
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,551,766
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,797,460
 Regular shares 32,908,983
 All Other Shares & Deposits 16,436,050
  TOTAL SHARES & DEPOSITS 59,142,493
  TOTAL LIABILITIES 60,694,259
 Regular Reserve 0
 Other Reserves -25,186
 Undivided Earnings 10,746,757
  TOTAL EQUITY 10,721,571
  TOTAL LIABILITIES, SHARES, & EQUITY 71,415,830
INCOME & EXPENSE  
 Loan Income 1,370,273
 Investment Income 244,327
 Other Income 422,172
 Total Employee Compensation & Benefits 1,093,667
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,193,258
 Non-operating Income & (Expense) -51,753
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -21,968
 Cost of Funds 60,929
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 126,172
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