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RICHMOND HERITAGE FEDERAL CREDIT UNION

Mar, 31, 2022 — RICHMOND HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in RICHMOND, VA with 1 branch location and about $12.08 million in total assets. Opened 86 years ago in 1936, RICHMOND HERITAGE FEDERAL CREDIT UNION has about 1,923 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082479
Name:RICHMOND HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
50 W Commerce Rd
RICHMOND, VA 23224-2316
Phone:(804) 233-8872
Fax:(804) 233-8869
Website:http://www.richheritage.org
Branches:1 branch locations
Members:1,923
Credit Union Type:Federal Credit Union
Charter Number:1282
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Jun 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$12,079,478
CEO/Manager:Randy N Cooper
Chairperson:Lamarr Johnson

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,659,394
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 10,787
 Unsecured Loans 1,272,430
 Other Loans 1,896,082
 TOTAL LOANS 3,179,299
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -92,108
 Land And Building 0
 Other Fixed Assets 6,639
 NCUSIF Deposit 70,992
 All Other Assets 7,175
  TOTAL ASSETS 12,079,478
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 231
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 3,500,000
 Share Drafts 913,544
 Regular shares 6,679,916
 All Other Shares & Deposits 10
  TOTAL SHARES & DEPOSITS 7,593,470
  TOTAL LIABILITIES 11,093,701
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 985,777
  TOTAL EQUITY 985,777
  TOTAL LIABILITIES, SHARES, & EQUITY 12,079,478
INCOME & EXPENSE  
 Loan Income 74,764
 Investment Income 2,569
 Other Income 37,477
 Total Employee Compensation & Benefits 70,802
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 75,785
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -24,449
 Cost of Funds 7,644
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -14,972
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