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RICHMOND HERITAGE FEDERAL CREDIT UNION

Mar, 31, 2021 — RICHMOND HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in Richmond, VA with 1 branch location and about $11.71 million in total assets. Opened 85 years ago in 1936, RICHMOND HERITAGE FEDERAL CREDIT UNION has about 2,188 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 251082479
Name:RICHMOND HERITAGE FEDERAL CREDIT UNION
Address:
(Main Office)
50 W Commerce Rd
Richmond, VA 23224-2316
Phone:(804) 233-8872
Fax:(804) 233-8869
Website:http://www.richheritage.org
Branches:1 branch locations
Members:2,188
Credit Union Type:Federal Credit Union
Charter Number:1282
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$11,712,275
CEO/Manager:Randy N Cooper
Chairperson:Antione Green

Call Report

  • Indirect Consumer Loans
  • Overdraft Protection
  • Risk Based Loans
  • Payday Alternative Loans (PAL Loans)
  • ATM/Debit Card Program
  • Check Cashing

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,591,327
TOTAL INVESTMENTS 240,989
Loans Held for Sale 0
 
 Real Estate Loans 17,328
 Unsecured Loans 1,357,122
 Other Loans 2,500,350
 TOTAL LOANS 3,874,800
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -107,329
 Land And Building 0
 Other Fixed Assets 9,103
 NCUSIF Deposit 65,764
 All Other Assets 37,621
  TOTAL ASSETS 11,712,275
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,887
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,017,688
 Regular shares 9,635,301
 All Other Shares & Deposits 4,233
  TOTAL SHARES & DEPOSITS 10,657,222
  TOTAL LIABILITIES 10,664,109
 Regular Reserve 42,487
 Other Reserves 0
 Undivided Earnings 1,005,679
  TOTAL EQUITY 1,048,166
  TOTAL LIABILITIES, SHARES, & EQUITY 11,712,275
INCOME & EXPENSE  
 Loan Income 92,169
 Investment Income 1,129
 Other Income 42,157
 Total Employee Compensation & Benefits 54,031
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 86,384
 Non-operating Income & (Expense) 770,990
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -14,159
 Cost of Funds 10
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 780,179
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