Dec, 31, 2023 — CARDINAL CREDIT UNION, INC is a federally insured state chartered credit union headquartered in MENTOR, OH with 13 branch locations and about $289.90 million in total assets. Opened 2024 years ago in 0, CARDINAL CREDIT UNION, INC has about 23,248 members and employs 80 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CARDINAL CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 8500 Westport Dr MENTOR, OH 44060 |
| Phone: | (440) 266-2200 |
| Fax: | (440) 266-2299 |
| Website: | https://www.cardinalcu.com |
| Branches: | 13 branch locations |
| Members: | 23,248 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68707 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $289,903,164 |
| CEO/Manager: | Christine Blake |
| Chairperson: | Sandy Hamo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 23,705,031 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 150,439,543 |
| Unsecured Loans | 9,949,441 |
| Other Loans | 61,813,265 |
| TOTAL LOANS | 222,202,249 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,246,756 |
| Land And Building | 4,183,272 |
| Other Fixed Assets | 1,845,814 |
| NCUSIF Deposit | 2,499,041 |
| All Other Assets | 0 |
| TOTAL ASSETS | 289,903,164 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 109,401 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,901,066 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 57,401,448 |
| Regular shares | 89,305,928 |
| All Other Shares & Deposits | 106,653,933 |
| TOTAL SHARES & DEPOSITS | 253,361,308 |
| TOTAL LIABILITIES | 257,371,775 |
| Regular Reserve | 0 |
| Other Reserves | 9,592,154 |
| Undivided Earnings | 22,939,235 |
| TOTAL EQUITY | 32,531,389 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 289,903,164 |
| INCOME & EXPENSE | |
| Loan Income | 10,645,247 |
| Investment Income | 1,940,747 |
| Other Income | 2,219,535 |
| Total Employee Compensation & Benefits | 6,476,189 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,615,119 |
| Non-operating Income & (Expense) | -347,517 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 349,443 |
| Cost of Funds | 2,504,870 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -217,608 |
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