CLEVELAND HEIGHTS TEACHERS CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.chtcu.org for more information.
Sep, 30, 2025 — CLEVELAND HEIGHTS TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in CLEVELAND, OH with 1 branch location and about $7.61 million in total assets. Opened 90 years ago in 1936, CLEVELAND HEIGHTS TEACHERS CREDIT UNION has about 1,083 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CLEVELAND HEIGHTS TEACHERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 14780 SUPERIOR RD CLEVELAND, OH 44118-2121 |
| Phone: | (216) 371-2550 |
| Fax: | (216) 371-2550 |
| Website: | https://www.chtcu.org |
| Branches: | 1 branch locations |
| Members: | 1,083 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61300 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,611,800 |
| CEO/Manager: | Debra Lavin |
| Chairperson: | Josephine Shelton-Townes |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 664,613 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 78,258 |
| Unsecured Loans | 698,360 |
| Other Loans | 872,516 |
| TOTAL LOANS | 1,649,134 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -87,807 |
| Land And Building | 0 |
| Other Fixed Assets | 4,931 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 59,270 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,611,800 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,976 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,111,293 |
| All Other Shares & Deposits | 1,058,236 |
| TOTAL SHARES & DEPOSITS | 6,169,529 |
| TOTAL LIABILITIES | 6,176,505 |
| Regular Reserve | 0 |
| Other Reserves | 863,515 |
| Undivided Earnings | 571,780 |
| TOTAL EQUITY | 1,435,295 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,611,800 |
| INCOME & EXPENSE | |
| Loan Income | 42,114 |
| Investment Income | 4,390 |
| Other Income | 1,310 |
| Total Employee Compensation & Benefits | 21,079 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 22,252 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 3,487 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 996 |
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