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PAINESVILLE CREDIT UNION

Mar, 31, 2021 — PAINESVILLE CREDIT UNION is a federally insured state chartered credit union headquartered in PAINESVILLE, OH with 1 branch location and about $39.32 million in total assets. Opened 79 years ago in 1942, PAINESVILLE CREDIT UNION has about 4,865 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PAINESVILLE CREDIT UNION
Address:
(Main Office)
280 N SAINT CLAIR ST
PAINESVILLE, OH 44077
Phone:(440) 352-8974
Fax:(440) 352-8110
Website:http://www.painesvillecu.org/
Branches:1 branch locations
Members:4,865
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63679
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1942
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$39,322,283
CEO/Manager:Lori Guzzi
Chairperson:Kenneth Takacs

Call Report

  • Commercial Loans
  • Credit Builder
  • Micro Business Loans
  • Overdraft Protection
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • First Time Homebuyer Program
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 8,279,861
TOTAL INVESTMENTS 9,666,258
Loans Held for Sale 0
 
 Real Estate Loans 3,323,040
 Unsecured Loans 1,255,009
 Other Loans 12,457,332
 TOTAL LOANS 17,035,381
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -205,441
 Land And Building 1,196,787
 Other Fixed Assets 18,065
 NCUSIF Deposit 249,320
 All Other Assets 3,082,052
  TOTAL ASSETS 39,322,283
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 309,003
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 6,644,823
 Regular shares 20,678,800
 All Other Shares & Deposits 6,817,043
  TOTAL SHARES & DEPOSITS 34,140,666
  TOTAL LIABILITIES 34,449,669
 Regular Reserve 1,078,597
 Other Reserves 0
 Undivided Earnings 3,794,017
  TOTAL EQUITY 4,872,614
  TOTAL LIABILITIES, SHARES, & EQUITY 39,322,283
INCOME & EXPENSE  
 Loan Income 245,572
 Investment Income 21,641
 Other Income 63,515
 Total Employee Compensation & Benefits 149,308
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 204,641
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -447
 Cost of Funds 11,424
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 25,609
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