Sep, 30, 2025 — CARDINAL CREDIT UNION, INC is a federally insured state chartered credit union headquartered in MENTOR, OH with 14 branch locations and about $335.81 million in total assets. Opened 2026 years ago in 0, CARDINAL CREDIT UNION, INC has about 23,304 members and employs 80 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CARDINAL CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 8500 Westport Dr MENTOR, OH 44060 |
| Phone: | (440) 266-2200 |
| Fax: | (440) 266-2299 |
| Website: | https://www.cardinalcu.com |
| Branches: | 14 branch locations |
| Members: | 23,304 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68707 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 0 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $335,813,203 |
| CEO/Manager: | Christine Blake |
| Chairperson: | Sandy Hamo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 33,599,292 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 512,010 |
| Real Estate Loans | 161,966,827 |
| Unsecured Loans | 11,414,615 |
| Other Loans | 75,949,029 |
| TOTAL LOANS | 249,330,473 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,915,950 |
| Land And Building | 6,789,990 |
| Other Fixed Assets | 2,911,971 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,666,853 |
| All Other Assets | 0 |
| TOTAL ASSETS | 335,813,203 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 198,496 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,939,741 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 59,034,305 |
| Regular shares | 86,966,070 |
| All Other Shares & Deposits | 149,635,570 |
| TOTAL SHARES & DEPOSITS | 295,635,945 |
| TOTAL LIABILITIES | 301,774,182 |
| Regular Reserve | 0 |
| Other Reserves | 4,590,465 |
| Undivided Earnings | 29,448,556 |
| TOTAL EQUITY | 34,039,021 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 335,813,203 |
| INCOME & EXPENSE | |
| Loan Income | 10,586,498 |
| Investment Income | 1,578,865 |
| Other Income | 1,772,667 |
| Total Employee Compensation & Benefits | 5,330,687 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,516,659 |
| Non-operating Income & (Expense) | 389,699 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 553,532 |
| Cost of Funds | 3,606,458 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 295,549 |
| ↑ Back to Top | |