Sep, 30, 2025 — ROCK VALLEY CREDIT UNION (RVCU) is a federally insured state chartered credit union headquartered in LOVES PARK, IL with 4 branch locations and about $167.10 million in total assets. Opened 58 years ago in 1968, ROCK VALLEY CREDIT UNION (RVCU) has about 15,654 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROCK VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1201 Clifford Ave LOVES PARK, IL 61111 |
| Phone: | (815) 282-0300 |
| Fax: | (815) 877-8201 |
| Website: | https://www.rockvalleycreditunion.org/ |
| Branches: | 4 branch locations |
| Members: | 15,654 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68687 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $167,097,051 |
| CEO/Manager: | Darlyne Keller |
| Chairperson: | David Gill |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,152,417 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 58,703,301 |
| Unsecured Loans | 6,302,649 |
| Other Loans | 67,669,988 |
| TOTAL LOANS | 132,675,938 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,438,278 |
| Land And Building | 2,729,361 |
| Other Fixed Assets | 824,134 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,420,296 |
| All Other Assets | 0 |
| TOTAL ASSETS | 167,097,051 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 65,733 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,101,497 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 28,953,028 |
| Regular shares | 68,013,861 |
| All Other Shares & Deposits | 49,514,572 |
| TOTAL SHARES & DEPOSITS | 146,481,461 |
| TOTAL LIABILITIES | 147,648,691 |
| Regular Reserve | 0 |
| Other Reserves | 199,627 |
| Undivided Earnings | 19,248,733 |
| TOTAL EQUITY | 19,448,360 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 167,097,051 |
| INCOME & EXPENSE | |
| Loan Income | 5,928,239 |
| Investment Income | 440,883 |
| Other Income | 1,106,516 |
| Total Employee Compensation & Benefits | 3,188,414 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,558,910 |
| Non-operating Income & (Expense) | 782,315 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 392,041 |
| Cost of Funds | 1,416,253 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,535,753 |
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