Sep, 30, 2025 — N.I.C.E. FEDERAL CREDIT UNION is a federal credit union headquartered in GENEVA, IL with 1 branch location and about $2.76 million in total assets. Opened 43 years ago in 1983, N.I.C.E. FEDERAL CREDIT UNION has about 357 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | N.I.C.E. FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 611 E State St Ste 9 GENEVA, IL 60134-2372 |
| Phone: | (630) 584-3670 |
| Fax: | (630) 584-3670 |
| Website: | https://www.nicefederalcu.org |
| Branches: | 1 branch locations |
| Members: | 357 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 24039 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1983 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $2,756,149 |
| CEO/Manager: | Carla J Santschi |
| Chairperson: | Linda J White |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 777,009 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 451,362 |
| Other Loans | 1,299,778 |
| TOTAL LOANS | 1,751,140 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,812 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 20,772 |
| All Other Assets | 0 |
| TOTAL ASSETS | 2,756,149 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,592 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 121,309 |
| Regular shares | 1,932,252 |
| All Other Shares & Deposits | 507,898 |
| TOTAL SHARES & DEPOSITS | 2,561,460 |
| TOTAL LIABILITIES | 2,563,052 |
| Regular Reserve | 0 |
| Other Reserves | 41,566 |
| Undivided Earnings | 151,531 |
| TOTAL EQUITY | 193,097 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,756,149 |
| INCOME & EXPENSE | |
| Loan Income | 92,795 |
| Investment Income | 15,383 |
| Other Income | 12,535 |
| Total Employee Compensation & Benefits | 42,598 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 57,222 |
| Non-operating Income & (Expense) | 1,882 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 12,634 |
| Cost of Funds | 8,126 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,015 |
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