Sep, 30, 2025 — HARVARD COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in HARVARD, IL with 1 branch location and about $19.98 million in total assets. Opened 70 years ago in 1956, HARVARD COMMUNITY CREDIT UNION has about 3,227 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HARVARD COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1200 S DIVISION ST HARVARD, IL 60033-8601 |
| Phone: | (815) 943-6500 |
| Fax: | (815) 943-7729 |
| Website: | https://www.harvardccu.org |
| Branches: | 1 branch locations |
| Members: | 3,227 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 60201 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $19,981,753 |
| CEO/Manager: | Connie S Anderson |
| Chairperson: | JON K WARNECKE |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 991,637 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,259,129 |
| Unsecured Loans | 1,561,340 |
| Other Loans | 10,918,063 |
| TOTAL LOANS | 15,738,538 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -253,563 |
| Land And Building | 335,926 |
| Other Fixed Assets | 31,878 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 172,583 |
| All Other Assets | 0 |
| TOTAL ASSETS | 19,981,753 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 8,443 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 117,458 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,666,881 |
| Regular shares | 7,086,061 |
| All Other Shares & Deposits | 4,587,397 |
| TOTAL SHARES & DEPOSITS | 18,340,338 |
| TOTAL LIABILITIES | 18,466,239 |
| Regular Reserve | 0 |
| Other Reserves | 410,000 |
| Undivided Earnings | 1,105,514 |
| TOTAL EQUITY | 1,515,514 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 19,981,753 |
| INCOME & EXPENSE | |
| Loan Income | 810,560 |
| Investment Income | 86,867 |
| Other Income | 131,811 |
| Total Employee Compensation & Benefits | 346,574 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 445,157 |
| Non-operating Income & (Expense) | 31,552 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 441,000 |
| Cost of Funds | 281,660 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -422,607 |
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