Sep, 30, 2025 — PARK SIDE FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in WHITEFISH, MT with 8 branch locations and about $378.08 million in total assets. Opened 61 years ago in 1965, PARK SIDE FINANCIAL CREDIT UNION has about 30,308 members and employs 79 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PARK SIDE FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1300 Baker Ave WHITEFISH, MT 59937-2988 |
| Phone: | (406) 862-2652 |
| Fax: | (406) 862-4891 |
| Website: | https://www.parksidefcu.com |
| Branches: | 8 branch locations |
| Members: | 30,308 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68647 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1965 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $378,080,039 |
| CEO/Manager: | Jeremy Presta |
| Chairperson: | Carl P Thomas |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,877,330 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 167,516,450 |
| Unsecured Loans | 14,470,679 |
| Other Loans | 92,121,384 |
| TOTAL LOANS | 274,108,512 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -916,900 |
| Land And Building | 14,171,125 |
| Other Fixed Assets | 1,929,392 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,207,838 |
| All Other Assets | 0 |
| TOTAL ASSETS | 378,080,039 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,928,530 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 3,000,000 |
| Share Drafts | 74,850,137 |
| Regular shares | 106,176,524 |
| All Other Shares & Deposits | 160,433,776 |
| TOTAL SHARES & DEPOSITS | 341,460,439 |
| TOTAL LIABILITIES | 346,388,969 |
| Regular Reserve | 0 |
| Other Reserves | 3,892,563 |
| Undivided Earnings | 27,798,507 |
| TOTAL EQUITY | 31,691,070 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 378,080,039 |
| INCOME & EXPENSE | |
| Loan Income | 11,374,185 |
| Investment Income | 1,425,277 |
| Other Income | 1,211,536 |
| Total Employee Compensation & Benefits | 5,584,679 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 5,812,550 |
| Non-operating Income & (Expense) | 1,187,483 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 333,801 |
| Cost of Funds | 4,295,632 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 795,033 |
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