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RAVALLI COUNTY FEDERAL CREDIT UNION

Mar, 31, 2021 — RAVALLI COUNTY FEDERAL CREDIT UNION is a federal credit union headquartered in Hamilton, MT with 2 branch locations and about $68.45 million in total assets. Opened 52 years ago in 1969, RAVALLI COUNTY FEDERAL CREDIT UNION has about 5,144 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 292977420
Name:RAVALLI COUNTY FEDERAL CREDIT UNION
Address:
(Main Office)
PO Box 598
Hamilton, MT 59840
Phone:(406) 363-4631
Fax:(406) 363-3354
Website:http://ravallicountyfcu.org
Branches:2 branch locations
Members:5,144
Credit Union Type:Federal Credit Union
Charter Number:19732
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1969
Last Audited:Dec 01, 2019
FHLB Member:No
Low Income Designation:No
Assets:$68,454,685
CEO/Manager:Darci Parsons
Chairperson:Barrie Smith

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Micro Business Loans
  • Micro Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • First Time Homebuyer Program
  • Health Savings Accounts
  • Individual Development Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,151,134
TOTAL INVESTMENTS 27,937,438
Loans Held for Sale 0
 
 Real Estate Loans 14,890,465
 Unsecured Loans 1,719,532
 Other Loans 13,464,429
 TOTAL LOANS 30,074,426
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -54,654
 Land And Building 2,260,446
 Other Fixed Assets 156,717
 NCUSIF Deposit 477,500
 All Other Assets 1,451,678
  TOTAL ASSETS 68,454,685
LIABILITIES & CAPITAL:  
 Dividends Payable 1,356
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 440,928
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 14,762,673
 Regular shares 33,429,539
 All Other Shares & Deposits 13,484,863
  TOTAL SHARES & DEPOSITS 61,677,075
  TOTAL LIABILITIES 62,119,359
 Regular Reserve 334,819
 Other Reserves 0
 Undivided Earnings 6,000,507
  TOTAL EQUITY 6,335,326
  TOTAL LIABILITIES, SHARES, & EQUITY 68,454,685
INCOME & EXPENSE  
 Loan Income 326,955
 Investment Income 49,906
 Other Income 63,070
 Total Employee Compensation & Benefits 214,597
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 212,302
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 14,354
 Cost of Funds 15,255
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 69,102
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