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ST. PATS EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — ST. PATS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MISSOULA, MT with 2 branch locations and about $5.36 million in total assets. Opened 56 years ago in 1968, ST. PATS EMPLOYEES FEDERAL CREDIT UNION has about 684 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. PATS EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
500 W Broadway St
MISSOULA, MT 59802-4008
Phone:(406) 329-5665
Fax:(406) 329-2639
Website:https://www.stpatscu.com
Branches:2 branch locations
Members:684
Credit Union Type:Federal Credit Union
Charter Number:19017
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1968
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$5,363,376
CEO/Manager:Silvia Davis
Chairperson:John Gross

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 207,182
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 275,019
 Other Loans 2,320,352
 TOTAL LOANS 2,595,371
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -16,843
 Land And Building 0
 Other Fixed Assets 502
 NCUSIF Deposit 42,945
 All Other Assets 0
  TOTAL ASSETS 5,363,376
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 15,724
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,057,945
 All Other Shares & Deposits 1,722,511
  TOTAL SHARES & DEPOSITS 4,780,456
  TOTAL LIABILITIES 4,796,180
 Regular Reserve 0
 Other Reserves 137,142
 Undivided Earnings 430,054
  TOTAL EQUITY 567,196
  TOTAL LIABILITIES, SHARES, & EQUITY 5,363,376
INCOME & EXPENSE  
 Loan Income 112,261
 Investment Income 42,124
 Other Income 1,724
 Total Employee Compensation & Benefits 37,859
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 58,954
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 7,360
 Cost of Funds 48,372
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,337
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