Dec, 31, 2023 — ST. PATS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MISSOULA, MT with 2 branch locations and about $5.36 million in total assets. Opened 56 years ago in 1968, ST. PATS EMPLOYEES FEDERAL CREDIT UNION has about 684 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | ST. PATS EMPLOYEES FEDERAL CREDIT UNION |
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Address: (Main Office) | 500 W Broadway St MISSOULA, MT 59802-4008 |
Phone: | (406) 329-5665 |
Fax: | (406) 329-2639 |
Website: | https://www.stpatscu.com |
Branches: | 2 branch locations |
Members: | 684 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 19017 |
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Membership Type: | Multiple common bond - Primarily health care |
Corporate Credit Union: | No |
Year Opened: | 1968 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $5,363,376 |
CEO/Manager: | Silvia Davis |
Chairperson: | John Gross |
ASSETS: | $ Amount |
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Cash & Equivalents | 207,182 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 275,019 |
Other Loans | 2,320,352 |
TOTAL LOANS | 2,595,371 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -16,843 |
Land And Building | 0 |
Other Fixed Assets | 502 |
NCUSIF Deposit | 42,945 |
All Other Assets | 0 |
TOTAL ASSETS | 5,363,376 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 15,724 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 3,057,945 |
All Other Shares & Deposits | 1,722,511 |
TOTAL SHARES & DEPOSITS | 4,780,456 |
TOTAL LIABILITIES | 4,796,180 |
Regular Reserve | 0 |
Other Reserves | 137,142 |
Undivided Earnings | 430,054 |
TOTAL EQUITY | 567,196 |
TOTAL LIABILITIES, SHARES, & EQUITY | 5,363,376 |
INCOME & EXPENSE | |
Loan Income | 112,261 |
Investment Income | 42,124 |
Other Income | 1,724 |
Total Employee Compensation & Benefits | 37,859 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 58,954 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,360 |
Cost of Funds | 48,372 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 4,337 |
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