Sep, 30, 2022 — ST. PATS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in MISSOULA, MT with 1 branch location and about $5.33 million in total assets. Opened 55 years ago in 1968, ST. PATS EMPLOYEES FEDERAL CREDIT UNION has about 717 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. PATS EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 W Broadway St MISSOULA, MT 59802-4008 |
| Phone: | (406) 329-5665 |
| Fax: | (406) 329-2639 |
| Website: | https://www.stpatscu.com |
| Branches: | 1 branch locations |
| Members: | 717 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 19017 |
|---|---|
| Membership Type: | Multiple common bond - Primarily health care |
| Corporate Credit Union: | No |
| Year Opened: | 1968 |
| Last Audited: | Oct 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $5,327,270 |
| CEO/Manager: | Silvia Davis |
| Chairperson: | John Gross |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 384,798 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 319,791 |
| Other Loans | 2,301,556 |
| TOTAL LOANS | 2,621,347 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -13,982 |
| Land And Building | 0 |
| Other Fixed Assets | 926 |
| NCUSIF Deposit | 46,240 |
| All Other Assets | 0 |
| TOTAL ASSETS | 5,327,270 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,216 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 3,907,464 |
| All Other Shares & Deposits | 853,115 |
| TOTAL SHARES & DEPOSITS | 4,760,579 |
| TOTAL LIABILITIES | 4,771,795 |
| Regular Reserve | 0 |
| Other Reserves | 137,142 |
| Undivided Earnings | 418,333 |
| TOTAL EQUITY | 555,475 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,327,270 |
| INCOME & EXPENSE | |
| Loan Income | 68,847 |
| Investment Income | 14,072 |
| Other Income | 386 |
| Total Employee Compensation & Benefits | 25,532 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 38,834 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,108 |
| Cost of Funds | 11,620 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,804 |
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