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ST. PATS EMPLOYEES FEDERAL CREDIT UNION

Mar, 31, 2021 — ST. PATS EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Missoula, MT with 1 branch location and about $5.20 million in total assets. Opened 53 years ago in 1968, ST. PATS EMPLOYEES FEDERAL CREDIT UNION has about 740 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:ST. PATS EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
500 W Broadway St
Missoula, MT 59802-4008
Phone:(406) 329-5665
Fax:(406) 329-2639
Website:http://www.stpatscu.com
Branches:1 branch locations
Members:740
Credit Union Type:Federal Credit Union
Charter Number:19017
Membership Type:Multiple common bond - Primarily health care
Corporate Credit Union:No
Year Opened:1968
Last Audited:Nov 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$5,202,127
CEO/Manager:Silvia Davis
Chairperson:John Gross

Call Report

  • Micro Consumer Loans
  • Risk Based Loans
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,350,418
TOTAL INVESTMENTS 616,930
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 343,340
 Other Loans 1,835,017
 TOTAL LOANS 2,178,357
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -10,266
 Land And Building 0
 Other Fixed Assets 3,724
 NCUSIF Deposit 43,815
 All Other Assets 19,149
  TOTAL ASSETS 5,202,127
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 7,633
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 3,601,094
 All Other Shares & Deposits 1,047,275
  TOTAL SHARES & DEPOSITS 4,648,369
  TOTAL LIABILITIES 4,656,002
 Regular Reserve 137,142
 Other Reserves 0
 Undivided Earnings 408,983
  TOTAL EQUITY 546,125
  TOTAL LIABILITIES, SHARES, & EQUITY 5,202,127
INCOME & EXPENSE  
 Loan Income 23,650
 Investment Income 3,212
 Other Income 264
 Total Employee Compensation & Benefits 7,369
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 13,337
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 5,896
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 642
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