PARK COMMUNITY CREDIT UNION, INC is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.parkcommunity.com for more information.
Sep, 30, 2025 — PARK COMMUNITY CREDIT UNION, INC is a federally insured state chartered credit union headquartered in Louisville, KY with 17 branch locations and about $1.18 billion in total assets. Opened 71 years ago in 1955, PARK COMMUNITY CREDIT UNION, INC has about 81,413 members and employs 276 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PARK COMMUNITY CREDIT UNION, INC |
|---|---|
| Address: (Main Office) | 2515 Blankenbaker Pkwy Louisville, KY 40299-2465 |
| Phone: | (502) 968-3681 |
| Fax: | |
| Website: | https://www.parkcommunity.com |
| Branches: | 17 branch locations |
| Members: | 81,413 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68644 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,180,951,067 |
| CEO/Manager: | Jim Spradlin |
| Chairperson: | Bobby G Willoughby |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 78,229,673 |
| TOTAL INVESTMENTS | 266,088,532 |
| Loans Held for Sale | 664,750 |
| Real Estate Loans | 555,362,044 |
| Unsecured Loans | 27,542,143 |
| Other Loans | 172,862,851 |
| TOTAL LOANS | 755,767,038 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,173,411 |
| Land And Building | 26,057,267 |
| Other Fixed Assets | 3,747,310 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,621,392 |
| All Other Assets | 46,948,516 |
| TOTAL ASSETS | 1,180,951,067 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 295 |
| Notes & Interest Payable | 17,095,078 |
| Accounts Payable & Other Liabilities | 17,629,843 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 6,600,000 |
| Share Drafts | 230,995,860 |
| Regular shares | 308,853,499 |
| All Other Shares & Deposits | 505,127,082 |
| TOTAL SHARES & DEPOSITS | 1,044,976,441 |
| TOTAL LIABILITIES | 1,086,301,657 |
| Regular Reserve | 8,146,365 |
| Other Reserves | -10,793,610 |
| Undivided Earnings | 97,296,655 |
| TOTAL EQUITY | 94,649,410 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,180,951,067 |
| INCOME & EXPENSE | |
| Loan Income | 25,945,613 |
| Investment Income | 1,810,944 |
| Other Income | 3,599,950 |
| Total Employee Compensation & Benefits | 15,655,735 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,711,107 |
| Non-operating Income & (Expense) | 2,725,431 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 3,977,358 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 7,988,114 |
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