Sep, 30, 2025 — LIGHT COMMERCE CREDIT UNION is a federally insured state chartered credit union headquartered in HOUSTON, TX with 1 branch location and about $6.03 million in total assets. Opened 22 years ago in 2004, LIGHT COMMERCE CREDIT UNION has about 844 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LIGHT COMMERCE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1535 Greensmark Dr HOUSTON, TX 77067-4020 |
| Phone: | (281) 876-7576 |
| Fax: | (281) 876-7577 |
| Website: | https://www.lightcommercecu.org |
| Branches: | 1 branch locations |
| Members: | 844 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68529 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 2004 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,030,708 |
| CEO/Manager: | HARLENE B JOHNSON |
| Chairperson: | IRA V HILLIARD |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,470,557 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 59,520 |
| Other Loans | 2,414,880 |
| TOTAL LOANS | 2,474,400 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -20,072 |
| Land And Building | 0 |
| Other Fixed Assets | 6,556 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 36,671 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,030,708 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 260,101 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 386,208 |
| Regular shares | 2,712,544 |
| All Other Shares & Deposits | 1,453,329 |
| TOTAL SHARES & DEPOSITS | 4,552,081 |
| TOTAL LIABILITIES | 4,812,182 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,218,526 |
| TOTAL EQUITY | 1,218,526 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,030,708 |
| INCOME & EXPENSE | |
| Loan Income | 138,184 |
| Investment Income | 66,801 |
| Other Income | 31,170 |
| Total Employee Compensation & Benefits | 95,563 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 153,654 |
| Non-operating Income & (Expense) | 155,349 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,104 |
| Cost of Funds | 18,343 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 130,619 |
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