Sep, 30, 2025 — FIRST CITY CREDIT UNION is a federally insured state chartered credit union headquartered in ALTADENA, CA with 7 branch locations and about $927.56 million in total assets. Opened 89 years ago in 1937, FIRST CITY CREDIT UNION has about 57,028 members and employs 111 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST CITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 500 W Woodbury Rd ALTADENA, CA 91001-5410 |
| Phone: | (800) 944-2200 |
| Fax: | (213) 461-4622 |
| Website: | https://www.firstcitycu.org |
| Branches: | 7 branch locations |
| Members: | 57,028 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68503 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $927,556,129 |
| CEO/Manager: | Navneet Khanna |
| Chairperson: | Micheal D Steinberger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 120,976,636 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 253,528,794 |
| Unsecured Loans | 52,913,531 |
| Other Loans | 134,692,095 |
| TOTAL LOANS | 441,134,421 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,492,657 |
| Land And Building | 13,945,271 |
| Other Fixed Assets | 1,622,008 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,024,160 |
| All Other Assets | 113,436 |
| TOTAL ASSETS | 927,556,129 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 40,000,000 |
| Accounts Payable & Other Liabilities | 8,246,718 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 179,077,090 |
| Regular shares | 351,615,676 |
| All Other Shares & Deposits | 266,772,948 |
| TOTAL SHARES & DEPOSITS | 797,465,713 |
| TOTAL LIABILITIES | 845,767,807 |
| Regular Reserve | 0 |
| Other Reserves | -36,327,948 |
| Undivided Earnings | 118,116,270 |
| TOTAL EQUITY | 81,788,322 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 927,556,129 |
| INCOME & EXPENSE | |
| Loan Income | 18,895,593 |
| Investment Income | 8,939,009 |
| Other Income | 3,358,139 |
| Total Employee Compensation & Benefits | 9,437,085 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 13,083,795 |
| Non-operating Income & (Expense) | -52,624 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,741,823 |
| Cost of Funds | 6,191,068 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,396,231 |
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