Dec, 31, 2023 — E-CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in PASADENA, CA with 1 branch location and about $172.45 million in total assets. Opened 81 years ago in 1943, E-CENTRAL CREDIT UNION has about 10,135 members and employs 33 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | E-CENTRAL CREDIT UNION |
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Address: (Main Office) | 990 S Fair Oaks Ave PASADENA, CA 91105 |
Phone: | (626) 799-6000 |
Fax: | (626) 799-6950 |
Website: | https://www.ecentralcu.org |
Branches: | 1 branch locations |
Members: | 10,135 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62323 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1943 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $172,452,151 |
CEO/Manager: | Mike Theodore |
Chairperson: | Mark Garmus |
ASSETS: | $ Amount |
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Cash & Equivalents | 17,019,803 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 119,006,737 |
Unsecured Loans | 5,014,759 |
Other Loans | 12,322,998 |
TOTAL LOANS | 136,344,494 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,197,521 |
Land And Building | 4,049,754 |
Other Fixed Assets | 148,331 |
NCUSIF Deposit | 1,354,772 |
All Other Assets | 0 |
TOTAL ASSETS | 172,452,151 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 2,364,937 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 26,033,156 |
Regular shares | 61,136,453 |
All Other Shares & Deposits | 45,287,804 |
TOTAL SHARES & DEPOSITS | 132,457,413 |
TOTAL LIABILITIES | 134,822,350 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 37,629,801 |
TOTAL EQUITY | 37,629,801 |
TOTAL LIABILITIES, SHARES, & EQUITY | 172,452,151 |
INCOME & EXPENSE | |
Loan Income | 7,105,709 |
Investment Income | 1,285,658 |
Other Income | 1,016,252 |
Total Employee Compensation & Benefits | 3,753,196 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,724,861 |
Non-operating Income & (Expense) | 1,670,348 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -352,678 |
Cost of Funds | 543,440 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 3,768,173 |
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