Jun, 30, 2021 — E-CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in PASADENA, CA with 1 branch location and about $192.18 million in total assets. Opened 78 years ago in 1943, E-CENTRAL CREDIT UNION has about 12,108 members and employs 39 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | E-CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 990 S FAIR OAKS AVE PASADENA, CA 91105 |
| Phone: | (626) 799-6000 |
| Fax: | (626) 799-6950 |
| Website: | http://www.ecentralcu.org |
| Branches: | 1 branch locations |
| Members: | 12,108 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62323 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1943 |
| Last Audited: | Mar 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $192,176,144 |
| CEO/Manager: | Mike Theodore |
| Chairperson: | Mark Garmus |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 56,073,687 |
| TOTAL INVESTMENTS | 2,476,433 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 94,208,827 |
| Unsecured Loans | 11,386,611 |
| Other Loans | 12,541,350 |
| TOTAL LOANS | 124,332,993 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,431,097 |
| Land And Building | 4,218,831 |
| Other Fixed Assets | 227,175 |
| NCUSIF Deposit | 1,457,521 |
| All Other Assets | 4,820,601 |
| TOTAL ASSETS | 192,176,144 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,994,897 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 27,800,980 |
| Regular shares | 65,975,974 |
| All Other Shares & Deposits | 64,387,627 |
| TOTAL SHARES & DEPOSITS | 158,164,581 |
| TOTAL LIABILITIES | 160,159,478 |
| Regular Reserve | 4,604,869 |
| Other Reserves | 0 |
| Undivided Earnings | 27,411,797 |
| TOTAL EQUITY | 32,016,666 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 192,176,144 |
| INCOME & EXPENSE | |
| Loan Income | 2,716,764 |
| Investment Income | 48,141 |
| Other Income | 1,090,784 |
| Total Employee Compensation & Benefits | 1,836,283 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,649,187 |
| Non-operating Income & (Expense) | 326,006 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 240,000 |
| Cost of Funds | 273,063 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 368,661 |
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