Sep, 30, 2022 — ORANGE COUNTY'S CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA ANA, CA with 10 branch locations and about $2.39 billion in total assets. Opened 85 years ago in 1938, ORANGE COUNTY'S CREDIT UNION has about 126,609 members and employs 331 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ORANGE COUNTY'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 1701 E Saint Andrew Pl SANTA ANA, CA 92705 |
| Phone: | (714) 755-5900 |
| Fax: | (714) 885-7626 |
| Website: | https://www.orangecountyscu.org |
| Branches: | 10 branch locations |
| Members: | 126,609 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68416 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,388,561,074 |
| CEO/Manager: | Lucy Ito |
| Chairperson: | Gary Burton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 197,628,767 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 320,000 |
| Real Estate Loans | 1,049,277,821 |
| Unsecured Loans | 68,425,924 |
| Other Loans | 585,540,951 |
| TOTAL LOANS | 1,703,254,755 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,488,139 |
| Land And Building | 12,770,453 |
| Other Fixed Assets | 4,265,390 |
| NCUSIF Deposit | 19,560,707 |
| All Other Assets | 89,546 |
| TOTAL ASSETS | 2,388,561,074 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 641 |
| Notes & Interest Payable | 27,000,000 |
| Accounts Payable & Other Liabilities | 39,283,103 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 35,000,000 |
| Share Drafts | 504,942,679 |
| Regular shares | 736,892,954 |
| All Other Shares & Deposits | 883,447,608 |
| TOTAL SHARES & DEPOSITS | 2,125,283,241 |
| TOTAL LIABILITIES | 2,226,566,985 |
| Regular Reserve | 0 |
| Other Reserves | -57,123,790 |
| Undivided Earnings | 219,117,879 |
| TOTAL EQUITY | 161,994,089 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,388,561,074 |
| INCOME & EXPENSE | |
| Loan Income | 40,920,190 |
| Investment Income | 6,669,390 |
| Other Income | 5,633,547 |
| Total Employee Compensation & Benefits | 27,159,067 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 19,703,608 |
| Non-operating Income & (Expense) | 7,741,671 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,774,648 |
| Cost of Funds | 3,410,851 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,659,700 |
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