Dec, 31, 2021 — ORANGE COUNTY'S CREDIT UNION is a federally insured state chartered credit union headquartered in SANTA ANA, CA with 10 branch locations and about $2.36 billion in total assets. Opened 84 years ago in 1938, ORANGE COUNTY'S CREDIT UNION has about 123,044 members and employs 322 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ORANGE COUNTY'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 1701 E Saint Andrew Pl SANTA ANA, CA 92705 |
| Phone: | (714) 755-5900 |
| Fax: | (714) 885-7626 |
| Website: | http://www.orangecountyscu.org |
| Branches: | 10 branch locations |
| Members: | 123,044 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68416 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,364,652,302 |
| CEO/Manager: | Shruti Miyashiro |
| Chairperson: | Gary Burton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 334,143,993 |
| TOTAL INVESTMENTS | 421,832,365 |
| Loans Held for Sale | 1,207,000 |
| Real Estate Loans | 937,204,297 |
| Unsecured Loans | 53,815,669 |
| Other Loans | 476,995,452 |
| TOTAL LOANS | 1,468,015,418 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,780,871 |
| Land And Building | 14,058,134 |
| Other Fixed Assets | 4,757,009 |
| NCUSIF Deposit | 18,943,597 |
| All Other Assets | 110,475,657 |
| TOTAL ASSETS | 2,364,652,302 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,391 |
| Notes & Interest Payable | 26,544,351 |
| Accounts Payable & Other Liabilities | 24,373,122 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 110,233,329 |
| Regular shares | 1,088,379,477 |
| All Other Shares & Deposits | 916,342,799 |
| TOTAL SHARES & DEPOSITS | 2,114,955,605 |
| TOTAL LIABILITIES | 2,165,874,469 |
| Regular Reserve | 14,248,147 |
| Other Reserves | -4,680,346 |
| Undivided Earnings | 189,210,032 |
| TOTAL EQUITY | 198,777,833 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,364,652,302 |
| INCOME & EXPENSE | |
| Loan Income | 48,409,764 |
| Investment Income | 4,719,607 |
| Other Income | 15,739,813 |
| Total Employee Compensation & Benefits | 36,233,011 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 24,602,215 |
| Non-operating Income & (Expense) | 123,699 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 257,053 |
| Cost of Funds | 5,850,647 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 13,078,408 |
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