PROSPECTORS FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://prospectorsfcu.org for more information.
Sep, 30, 2025 — PROSPECTORS FEDERAL CREDIT UNION is a federal credit union headquartered in DIAMOND BAR, CA with 2 branch locations and about $90.33 million in total assets. Opened 77 years ago in 1949, PROSPECTORS FEDERAL CREDIT UNION has about 5,199 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PROSPECTORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1310 VALLEY VISTA DR DIAMOND BAR, CA 91765-3910 |
| Phone: | (909) 396-9688 |
| Fax: | (909) 396-6226 |
| Website: | https://prospectorsfcu.org |
| Branches: | 2 branch locations |
| Members: | 5,199 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6072 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $90,326,476 |
| CEO/Manager: | Debra L Barrera |
| Chairperson: | Douglas Blankenship |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,861,784 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 36,816,809 |
| Unsecured Loans | 4,815,964 |
| Other Loans | 17,950,516 |
| TOTAL LOANS | 59,583,289 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -177,925 |
| Land And Building | 983,619 |
| Other Fixed Assets | 116,694 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 768,716 |
| All Other Assets | 0 |
| TOTAL ASSETS | 90,326,476 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 46,374 |
| Notes & Interest Payable | 5,000,000 |
| Accounts Payable & Other Liabilities | 1,216,922 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,060,433 |
| Regular shares | 34,987,566 |
| All Other Shares & Deposits | 34,362,336 |
| TOTAL SHARES & DEPOSITS | 76,410,335 |
| TOTAL LIABILITIES | 82,673,631 |
| Regular Reserve | 0 |
| Other Reserves | -1,547,963 |
| Undivided Earnings | 9,200,808 |
| TOTAL EQUITY | 7,652,845 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 90,326,476 |
| INCOME & EXPENSE | |
| Loan Income | 1,721,995 |
| Investment Income | 274,922 |
| Other Income | 140,924 |
| Total Employee Compensation & Benefits | 907,937 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 842,044 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 136,913 |
| Cost of Funds | 318,759 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 76,412 |
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