Mar, 31, 2022 — PROSPECTORS FEDERAL CREDIT UNION is a federal credit union headquartered in DIAMOND BAR, CA with 2 branch locations and about $92.02 million in total assets. Opened 73 years ago in 1949, PROSPECTORS FEDERAL CREDIT UNION has about 5,256 members and employs 15 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PROSPECTORS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1310 Valley Vista Dr DIAMOND BAR, CA 91765-3910 |
| Phone: | (909) 396-9688 |
| Fax: | (909) 396-6226 |
| Website: | http://prospectorsfcu.org |
| Branches: | 2 branch locations |
| Members: | 5,256 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 6072 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1949 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $92,020,224 |
| CEO/Manager: | Debra L Barrera |
| Chairperson: | Douglas Blankenship |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,247,177 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 34,585,615 |
| Unsecured Loans | 4,434,123 |
| Other Loans | 17,823,094 |
| TOTAL LOANS | 56,842,832 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -145,640 |
| Land And Building | 1,006,944 |
| Other Fixed Assets | 138,817 |
| NCUSIF Deposit | 788,916 |
| All Other Assets | 0 |
| TOTAL ASSETS | 92,020,224 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 33,607 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,191,692 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,642,344 |
| Regular shares | 35,339,661 |
| All Other Shares & Deposits | 39,263,988 |
| TOTAL SHARES & DEPOSITS | 82,245,993 |
| TOTAL LIABILITIES | 83,471,292 |
| Regular Reserve | 0 |
| Other Reserves | -579,232 |
| Undivided Earnings | 9,128,164 |
| TOTAL EQUITY | 8,548,932 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 92,020,224 |
| INCOME & EXPENSE | |
| Loan Income | 572,023 |
| Investment Income | 82,088 |
| Other Income | 58,944 |
| Total Employee Compensation & Benefits | 301,001 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 270,538 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 92,293 |
| Cost of Funds | 94,966 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,768 |
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