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CAPSTONE FEDERAL CREDIT UNION

Dec, 31, 2020 — CAPSTONE FEDERAL CREDIT UNION is a federal credit union headquartered in ALISO VIEJO, CA with 1 branch location and about $39.49 million in total assets. Opened 68 years ago in 1953, CAPSTONE FEDERAL CREDIT UNION has about 2,221 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAPSTONE FEDERAL CREDIT UNION
Address:
(Main Office)
3 POLARIS WAY STE 31B
ALISO VIEJO, CA 92656
Phone:(800) 854-7125
Fax:(949) 349-2990
Website:http://www.capstonefcu.coop
Branches:1 branch locations
Members:2,221
Credit Union Type:Federal Credit Union
Charter Number:8611
Membership Type:Multiple common bond - other
Corporate Credit Union:No
Year Opened:1953
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$39,489,839
CEO/Manager:Candice Landeros
Chairperson:Sherry H Fordham

Call Report

  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Check Cashing
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,739,876
TOTAL INVESTMENTS 23,358,758
Loans Held for Sale 0
 
 Real Estate Loans 7,182,137
 Unsecured Loans 1,748,023
 Other Loans 3,893,752
 TOTAL LOANS 12,823,912
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,892
 Land And Building 0
 Other Fixed Assets 24,700
 NCUSIF Deposit 292,166
 All Other Assets 1,317,319
  TOTAL ASSETS 39,489,839
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 142,398
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,158,317
 Regular shares 12,592,568
 All Other Shares & Deposits 14,259,035
  TOTAL SHARES & DEPOSITS 35,009,920
  TOTAL LIABILITIES 35,152,318
 Regular Reserve 1,328,218
 Other Reserves 232,336
 Undivided Earnings 2,776,967
  TOTAL EQUITY 4,337,521
  TOTAL LIABILITIES, SHARES, & EQUITY 39,489,839
INCOME & EXPENSE  
 Loan Income 535,168
 Investment Income 512,027
 Other Income 136,695
 Total Employee Compensation & Benefits 379,287
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 559,444
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -14,997
 Cost of Funds 102,017
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 158,139
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