Jun, 30, 2024 — CAPSTONE FEDERAL CREDIT UNION is a federal credit union headquartered in ALISO VIEJO, CA with 1 branch location and about $38.65 million in total assets. Opened 72 years ago in 1953, CAPSTONE FEDERAL CREDIT UNION has about 2,051 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPSTONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3 POLARIS WAY STE 31B ALISO VIEJO, CA 92656 |
| Phone: | (800) 854-7125 |
| Fax: | (949) 349-2990 |
| Website: | https://www.capstonefcu.coop |
| Branches: | 1 branch locations |
| Members: | 2,051 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8611 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,650,798 |
| CEO/Manager: | Candice Landeros |
| Chairperson: | Tim Albright |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,492,570 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,571,153 |
| Unsecured Loans | 1,627,200 |
| Other Loans | 4,765,240 |
| TOTAL LOANS | 10,963,593 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -40,455 |
| Land And Building | 0 |
| Other Fixed Assets | 20,509 |
| NCUSIF Deposit | 326,834 |
| All Other Assets | 0 |
| TOTAL ASSETS | 38,650,798 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 121,403 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,310,305 |
| Regular shares | 12,635,593 |
| All Other Shares & Deposits | 14,971,309 |
| TOTAL SHARES & DEPOSITS | 34,917,207 |
| TOTAL LIABILITIES | 35,038,610 |
| Regular Reserve | 0 |
| Other Reserves | -534,471 |
| Undivided Earnings | 4,146,659 |
| TOTAL EQUITY | 3,612,188 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,650,798 |
| INCOME & EXPENSE | |
| Loan Income | 330,753 |
| Investment Income | 306,119 |
| Other Income | 103,445 |
| Total Employee Compensation & Benefits | 287,665 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 431,579 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,977 |
| Cost of Funds | 51,156 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -36,060 |
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