Dec, 31, 2021 — CAPSTONE FEDERAL CREDIT UNION is a federal credit union headquartered in ALISO VIEJO, CA with 1 branch location and about $38.13 million in total assets. Opened 69 years ago in 1953, CAPSTONE FEDERAL CREDIT UNION has about 2,134 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CAPSTONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3 POLARIS WAY STE 31B ALISO VIEJO, CA 92656 |
| Phone: | (800) 854-7125 |
| Fax: | (949) 349-2990 |
| Website: | https://www.capstonefcu.coop |
| Branches: | 1 branch locations |
| Members: | 2,134 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8611 |
|---|---|
| Membership Type: | Multiple common bond - other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $38,127,879 |
| CEO/Manager: | Candice Landeros |
| Chairperson: | Sherry H Fordham |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 857,965 |
| TOTAL INVESTMENTS | 25,009,980 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,660,771 |
| Unsecured Loans | 1,734,706 |
| Other Loans | 3,354,208 |
| TOTAL LOANS | 10,749,685 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -29,206 |
| Land And Building | 0 |
| Other Fixed Assets | 25,454 |
| NCUSIF Deposit | 333,919 |
| All Other Assets | 1,180,082 |
| TOTAL ASSETS | 38,127,879 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 118,436 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,635,041 |
| Regular shares | 12,631,012 |
| All Other Shares & Deposits | 13,509,418 |
| TOTAL SHARES & DEPOSITS | 33,775,471 |
| TOTAL LIABILITIES | 33,893,907 |
| Regular Reserve | 1,328,218 |
| Other Reserves | 51,252 |
| Undivided Earnings | 2,854,502 |
| TOTAL EQUITY | 4,233,972 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 38,127,879 |
| INCOME & EXPENSE | |
| Loan Income | 485,841 |
| Investment Income | 427,971 |
| Other Income | 131,090 |
| Total Employee Compensation & Benefits | 382,097 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 555,540 |
| Non-operating Income & (Expense) | -10 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -20,125 |
| Cost of Funds | 67,766 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 77,535 |
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