Sep, 30, 2025 — BAPTIST CREDIT UNION is a federally insured state chartered credit union headquartered in SAN ANTONIO, TX with 6 branch locations and about $53.08 million in total assets. Opened 71 years ago in 1955, BAPTIST CREDIT UNION has about 7,778 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | BAPTIST CREDIT UNION |
|---|---|
| Address: (Main Office) | 5815 W Interstate 10 SAN ANTONIO, TX 78201 |
| Phone: | (210) 525-0100 |
| Fax: | (210) 525-0383 |
| Website: | https://www.baptistcu.org |
| Branches: | 6 branch locations |
| Members: | 7,778 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68358 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $53,077,713 |
| CEO/Manager: | Nick Holguin |
| Chairperson: | Harvey Foegelle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,898,148 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,098,655 |
| Unsecured Loans | 2,185,977 |
| Other Loans | 21,357,644 |
| TOTAL LOANS | 40,687,963 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -97,566 |
| Land And Building | 680,117 |
| Other Fixed Assets | 112,957 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 409,359 |
| All Other Assets | 60,552 |
| TOTAL ASSETS | 53,077,713 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 16,677 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 437,565 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,108,602 |
| Regular shares | 19,072,059 |
| All Other Shares & Deposits | 20,732,054 |
| TOTAL SHARES & DEPOSITS | 47,912,714 |
| TOTAL LIABILITIES | 48,366,956 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 4,710,757 |
| TOTAL EQUITY | 4,710,757 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 53,077,713 |
| INCOME & EXPENSE | |
| Loan Income | 1,754,282 |
| Investment Income | 381,370 |
| Other Income | 583,213 |
| Total Employee Compensation & Benefits | 1,144,180 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 999,755 |
| Non-operating Income & (Expense) | -6,533 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 61,156 |
| Cost of Funds | 503,600 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 535,581 |
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