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RELYON CREDIT UNION

Sep, 30, 2025 — RELYON CREDIT UNION is a federally insured state chartered credit union headquartered in Kaufman, TX with 2 branch locations and about $93.63 million in total assets. Opened 74 years ago in 1952, RELYON CREDIT UNION has about 8,201 members and employs 38 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311079500
Name:RELYON CREDIT UNION
Address:
(Main Office)
315 E Fair St
Kaufman, TX 75142-3527
Phone:(972) 932-8323
Fax:(972) 932-8393
Website:https://www.relyoncu.org
Branches:2 branch locations
Members:8,201
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68325
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1952
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$93,632,865
CEO/Manager:Sarah Spooner
Chairperson:Alberto Gomez

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,192,920
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,442,851
 Unsecured Loans 6,461,981
 Other Loans 64,789,338
 TOTAL LOANS 72,694,170
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -537,636
 Land And Building 2,215,306
 Other Fixed Assets 2,092,223
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 734,533
 All Other Assets 0
  TOTAL ASSETS 93,632,865
LIABILITIES & CAPITAL:  
 Dividends Payable 1
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 3,320,719
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 17,397,249
 Regular shares 25,154,589
 All Other Shares & Deposits 39,598,544
  TOTAL SHARES & DEPOSITS 82,150,382
  TOTAL LIABILITIES 85,471,102
 Regular Reserve 0
 Other Reserves -23,788
 Undivided Earnings 8,185,551
  TOTAL EQUITY 8,161,763
  TOTAL LIABILITIES, SHARES, & EQUITY 93,632,865
INCOME & EXPENSE  
 Loan Income 3,573,755
 Investment Income 76,685
 Other Income 729,592
 Total Employee Compensation & Benefits 2,401,202
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 2,531,018
 Non-operating Income & (Expense) 2,091,942
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 183,761
 Cost of Funds 259,138
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,976,407
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