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CORNER STONE CREDIT UNION

Mar, 31, 2022 — CORNER STONE CREDIT UNION is a federally insured state chartered credit union headquartered in LANCASTER, TX with 2 branch locations and about $20.70 million in total assets. Opened 70 years ago in 1952, CORNER STONE CREDIT UNION has about 3,669 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 311985542
Name:CORNER STONE CREDIT UNION
Address:
(Main Office)
130 historic town sq
LANCASTER, TX 75146
Phone:(972) 218-9266
Fax:(972) 218-5887
Website:https://www.cornerstonecreditunion.net/
Branches:2 branch locations
Members:3,669
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68011
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1952
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$20,701,524
CEO/Manager:stacey mcdonald
Chairperson:Kenneth r Govan

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,273,225
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,589,963
 Unsecured Loans 1,996,511
 Other Loans 9,195,589
 TOTAL LOANS 12,782,063
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -143,104
 Land And Building 261,918
 Other Fixed Assets 85,799
 NCUSIF Deposit 170,358
 All Other Assets 0
  TOTAL ASSETS 20,701,524
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 195,137
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,359,257
 Regular shares 12,530,845
 All Other Shares & Deposits 2,932,036
  TOTAL SHARES & DEPOSITS 18,822,138
  TOTAL LIABILITIES 19,017,275
 Regular Reserve 0
 Other Reserves 1,143,855
 Undivided Earnings 540,394
  TOTAL EQUITY 1,684,249
  TOTAL LIABILITIES, SHARES, & EQUITY 20,701,524
INCOME & EXPENSE  
 Loan Income 218,917
 Investment Income 50,945
 Other Income 86,832
 Total Employee Compensation & Benefits 132,742
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 171,310
 Non-operating Income & (Expense) 3,953
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,256
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 64,643
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