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OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION

Mar, 31, 2022 — OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION is a federal credit union headquartered in DALLAS, TX with 1 branch location and about $7.35 million in total assets. Opened 14 years ago in 2008, OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION has about 2,039 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OAK CLIFF CHRISTIAN FEDERAL CREDIT UNION
Address:
(Main Office)
1130 W Camp Wisdom Rd
DALLAS, TX 75232-3404
Phone:(214) 672-9180
Fax:(214) 672-9118
Website:https://www.occfcu.org
Branches:1 branch locations
Members:2,039
Credit Union Type:Federal Credit Union
Charter Number:24804
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:2008
Last Audited:Mar 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$7,350,417
CEO/Manager:Linda Bailey
Chairperson:William E Collins

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,480,375
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 74,006
 Other Loans 4,235,422
 TOTAL LOANS 4,309,428
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -72,232
 Land And Building 47,682
 Other Fixed Assets 0
 NCUSIF Deposit 67,745
 All Other Assets 0
  TOTAL ASSETS 7,350,417
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 100,000
 Accounts Payable & Other Liabilities 110,753
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,456,450
 All Other Shares & Deposits 2,167,546
  TOTAL SHARES & DEPOSITS 6,623,996
  TOTAL LIABILITIES 6,834,749
 Regular Reserve 0
 Other Reserves 40,876
 Undivided Earnings 474,792
  TOTAL EQUITY 515,668
  TOTAL LIABILITIES, SHARES, & EQUITY 7,350,417
INCOME & EXPENSE  
 Loan Income 41,436
 Investment Income 725
 Other Income 5,338
 Total Employee Compensation & Benefits 24,777
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 60,439
 Non-operating Income & (Expense) 15,300
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,525
 Cost of Funds 2,121
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,514
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