Sep, 30, 2025 — GESA CREDIT UNION is a federally insured state chartered credit union headquartered in RICHLAND, WA with 44 branch locations and about $6.41 billion in total assets. Opened 73 years ago in 1953, GESA CREDIT UNION has about 312,875 members and employs 973 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GESA CREDIT UNION |
|---|---|
| Address: (Main Office) | 51 Gage Blvd RICHLAND, WA 99352 |
| Phone: | (509) 378-3100 |
| Fax: | (509) 378-3436 |
| Website: | https://www.gesa.com |
| Branches: | 44 branch locations |
| Members: | 312,875 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68278 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $6,409,134,260 |
| CEO/Manager: | Don C Miller |
| Chairperson: | Martin V Torres |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 771,683,326 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,769,295 |
| Real Estate Loans | 2,695,164,435 |
| Unsecured Loans | 253,989,566 |
| Other Loans | 1,937,405,976 |
| TOTAL LOANS | 4,886,559,972 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,168,540 |
| Land And Building | 106,753,019 |
| Other Fixed Assets | 24,998,720 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 46,980,467 |
| All Other Assets | 2,640,590 |
| TOTAL ASSETS | 6,409,134,260 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 578,287 |
| Notes & Interest Payable | 387,500,000 |
| Accounts Payable & Other Liabilities | 82,805,902 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 20,000,000 |
| Share Drafts | 1,346,937,544 |
| Regular shares | 1,844,201,043 |
| All Other Shares & Deposits | 2,124,504,358 |
| TOTAL SHARES & DEPOSITS | 5,315,642,945 |
| TOTAL LIABILITIES | 5,807,134,491 |
| Regular Reserve | 0 |
| Other Reserves | 163,392,573 |
| Undivided Earnings | 438,607,196 |
| TOTAL EQUITY | 601,999,769 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,409,134,260 |
| INCOME & EXPENSE | |
| Loan Income | 208,341,770 |
| Investment Income | 26,177,126 |
| Other Income | 17,335,257 |
| Total Employee Compensation & Benefits | 67,254,769 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 71,496,746 |
| Non-operating Income & (Expense) | 768,476 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 23,600,547 |
| Cost of Funds | 83,220,718 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 35,329,989 |
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