Sep, 30, 2025 — TWINSTAR CREDIT UNION is a federally insured state chartered credit union headquartered in LACEY, WA with 39 branch locations and about $4.31 billion in total assets. Opened 88 years ago in 1938, TWINSTAR CREDIT UNION has about 265,315 members and employs 846 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | TWINSTAR CREDIT UNION |
|---|---|
| Address: (Main Office) | 4501 INTELCO LOOP SE LACEY, WA 98503 |
| Phone: | (800) 258-3115 |
| Fax: | |
| Website: | https://www.peakcu.org |
| Branches: | 39 branch locations |
| Members: | 265,315 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68271 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,312,969,923 |
| CEO/Manager: | David Tuyo |
| Chairperson: | Thomas Pettus-Czar |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 215,496,073 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,392,483,492 |
| Unsecured Loans | 299,281,880 |
| Other Loans | 1,744,143,128 |
| TOTAL LOANS | 3,436,042,219 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -35,673,831 |
| Land And Building | 62,354,747 |
| Other Fixed Assets | 14,294,487 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 33,062,807 |
| All Other Assets | 2,950,501 |
| TOTAL ASSETS | 4,312,969,923 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 240,000,000 |
| Accounts Payable & Other Liabilities | 60,695,900 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,102,256,836 |
| Regular shares | 861,935,117 |
| All Other Shares & Deposits | 1,601,537,957 |
| TOTAL SHARES & DEPOSITS | 3,565,729,911 |
| TOTAL LIABILITIES | 3,866,433,231 |
| Regular Reserve | 0 |
| Other Reserves | 160,802,187 |
| Undivided Earnings | 285,734,505 |
| TOTAL EQUITY | 446,536,692 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,312,969,923 |
| INCOME & EXPENSE | |
| Loan Income | 182,800,339 |
| Investment Income | 11,497,206 |
| Other Income | 10,616,480 |
| Total Employee Compensation & Benefits | 85,095,002 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 52,971,219 |
| Non-operating Income & (Expense) | 6,208,484 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,939,882 |
| Cost of Funds | 49,642,682 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 18,475,909 |
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