LIGHTHOUSE COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://lhccu.com for more information.
Sep, 30, 2025 — LIGHTHOUSE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in VANCOUVER, WA with 1 branch location and about $15.11 million in total assets. Opened 73 years ago in 1953, LIGHTHOUSE COMMUNITY CREDIT UNION has about 1,534 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LIGHTHOUSE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | PO BOX 348 VANCOUVER, WA 98666 |
| Phone: | (360) 694-8329 |
| Fax: | (360) 694-0693 |
| Website: | https://lhccu.com |
| Branches: | 1 branch locations |
| Members: | 1,534 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68268 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $15,110,372 |
| CEO/Manager: | Steven Bernhoft |
| Chairperson: | David Bristol |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,443,742 |
| TOTAL INVESTMENTS | 3,273,080 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,179,733 |
| Unsecured Loans | 556,736 |
| Other Loans | 4,075,173 |
| TOTAL LOANS | 5,811,642 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -56,889 |
| Land And Building | 98,306 |
| Other Fixed Assets | 267,664 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 128,383 |
| All Other Assets | 144,444 |
| TOTAL ASSETS | 15,110,372 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 14,137 |
| Accounts Payable & Other Liabilities | 76,923 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 488,549 |
| Share Drafts | 3,142,180 |
| Regular shares | 5,281,344 |
| All Other Shares & Deposits | 5,130,141 |
| TOTAL SHARES & DEPOSITS | 13,553,665 |
| TOTAL LIABILITIES | 14,133,274 |
| Regular Reserve | 251,763 |
| Other Reserves | 167,646 |
| Undivided Earnings | 557,689 |
| TOTAL EQUITY | 977,098 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 15,110,372 |
| INCOME & EXPENSE | |
| Loan Income | 95,898 |
| Investment Income | 9,689 |
| Other Income | 17,096 |
| Total Employee Compensation & Benefits | 76,587 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 93,766 |
| Non-operating Income & (Expense) | 500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -1,099 |
| Cost of Funds | 9,846 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -19,944 |
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