Sep, 30, 2025 — MOUNTAINCREST CREDIT UNION is a federally insured state chartered credit union headquartered in ARLINGTON, WA with 2 branch locations and about $152.24 million in total assets. Opened 92 years ago in 1934, MOUNTAINCREST CREDIT UNION has about 10,439 members and employs 24 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOUNTAINCREST CREDIT UNION |
|---|---|
| Address: (Main Office) | 3710 168TH ST NE STE A108 ARLINGTON, WA 98223-8462 |
| Phone: | (360) 435-5400 |
| Fax: | (360) 435-5558 |
| Website: | https://www.mountaincrestcu.com |
| Branches: | 2 branch locations |
| Members: | 10,439 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68253 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $152,237,576 |
| CEO/Manager: | Lindsey Welch |
| Chairperson: | Bruce Landre |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,390,541 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,744,560 |
| Unsecured Loans | 4,748,178 |
| Other Loans | 59,709,875 |
| TOTAL LOANS | 95,904,480 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -988,218 |
| Land And Building | 2,569,873 |
| Other Fixed Assets | 211,627 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,206,718 |
| All Other Assets | 160,636 |
| TOTAL ASSETS | 152,237,576 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 64,772 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 25,262,799 |
| Regular shares | 44,054,690 |
| All Other Shares & Deposits | 62,251,662 |
| TOTAL SHARES & DEPOSITS | 131,569,151 |
| TOTAL LIABILITIES | 131,633,923 |
| Regular Reserve | 0 |
| Other Reserves | -122,096 |
| Undivided Earnings | 20,725,749 |
| TOTAL EQUITY | 20,603,653 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 152,237,576 |
| INCOME & EXPENSE | |
| Loan Income | 4,523,010 |
| Investment Income | 1,292,794 |
| Other Income | 533,873 |
| Total Employee Compensation & Benefits | 1,652,773 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,248,299 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 524,722 |
| Cost of Funds | 935,753 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,362,838 |
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