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MILL TOWN CREDIT UNION

Dec, 31, 2023 — MILL TOWN CREDIT UNION is a federally insured state chartered credit union headquartered in EVERETT, WA with 1 branch location and about $64.01 million in total assets. Opened 85 years ago in 1939, MILL TOWN CREDIT UNION has about 3,136 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325180540
Name:MILL TOWN CREDIT UNION
Address:
(Main Office)
3102 Broadway
EVERETT, WA 98201-4421
Phone:(425) 252-5139
Fax:(425) 259-1361
Website:https://milltowncu.org
Branches:1 branch locations
Members:3,136
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68222
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1939
Last Audited:Dec 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$64,008,191
CEO/Manager:Cindy Kyle
Chairperson:Kit Andreason

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,733,233
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,944,528
 Unsecured Loans 961,444
 Other Loans 39,158,401
 TOTAL LOANS 48,064,373
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -450,337
 Land And Building 735,131
 Other Fixed Assets 129,337
 NCUSIF Deposit 371,287
 All Other Assets 33,488
  TOTAL ASSETS 64,008,191
LIABILITIES & CAPITAL:  
 Dividends Payable 77,851
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 271,553
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,560,657
 Regular shares 24,793,738
 All Other Shares & Deposits 16,706,491
  TOTAL SHARES & DEPOSITS 50,060,887
  TOTAL LIABILITIES 50,410,291
 Regular Reserve 0
 Other Reserves 259,315
 Undivided Earnings 13,338,585
  TOTAL EQUITY 13,597,900
  TOTAL LIABILITIES, SHARES, & EQUITY 64,008,191
INCOME & EXPENSE  
 Loan Income 3,144,056
 Investment Income 296,220
 Other Income 167,651
 Total Employee Compensation & Benefits 962,395
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,204,259
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 464,335
 Cost of Funds 575,396
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 532,682
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