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PUGET SOUND REFINERY FEDERAL CREDIT UNION

Dec, 31, 2023 — PUGET SOUND REFINERY FEDERAL CREDIT UNION is a federal credit union headquartered in ANACORTES, WA with 2 branch locations and about $16.05 million in total assets. Opened 70 years ago in 1954, PUGET SOUND REFINERY FEDERAL CREDIT UNION has about 1,156 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 325180029
Name:PUGET SOUND REFINERY FEDERAL CREDIT UNION
Address:
(Main Office)
12275 Bartholomew Rd
ANACORTES, WA 98221
Phone:(360) 293-4862
Fax:(360) 588-1032
Website:https://psrfcu.org
Branches:2 branch locations
Members:1,156
Credit Union Type:Federal Credit Union
Charter Number:9145
Membership Type:Multiple common bond - Primarily petroleum refining
Corporate Credit Union:No
Year Opened:1954
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$16,051,012
CEO/Manager:Darene Follett
Chairperson:Larry Miner

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,116,963
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 3,938,040
 Unsecured Loans 603,637
 Other Loans 9,291,540
 TOTAL LOANS 13,833,217
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -126,004
 Land And Building 0
 Other Fixed Assets 15,641
 NCUSIF Deposit 144,255
 All Other Assets 0
  TOTAL ASSETS 16,051,012
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 105,528
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 337,827
 Regular shares 9,365,045
 All Other Shares & Deposits 3,875,718
  TOTAL SHARES & DEPOSITS 13,578,590
  TOTAL LIABILITIES 13,684,118
 Regular Reserve 0
 Other Reserves 227,706
 Undivided Earnings 2,139,188
  TOTAL EQUITY 2,366,894
  TOTAL LIABILITIES, SHARES, & EQUITY 16,051,012
INCOME & EXPENSE  
 Loan Income 772,495
 Investment Income 37,339
 Other Income 30,769
 Total Employee Compensation & Benefits 267,765
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 160,052
 Non-operating Income & (Expense) 13,390
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 12,510
 Cost of Funds 163,352
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 251,053
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