Sep, 30, 2025 — MONTANA EDUCATORS' CREDIT UNION is a federally insured state chartered credit union headquartered in MISSOULA, MT with 1 branch location and about $32.94 million in total assets. Opened 31 years ago in 1995, MONTANA EDUCATORS' CREDIT UNION has about 1,704 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONTANA EDUCATORS' CREDIT UNION |
|---|---|
| Address: (Main Office) | 2000 S Russell St MISSOULA, MT 59801-6658 |
| Phone: | (406) 728-1034 |
| Fax: | (406) 721-6125 |
| Website: | https://www.mtedcu.org |
| Branches: | 1 branch locations |
| Members: | 1,704 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68190 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1995 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,935,274 |
| CEO/Manager: | Leslie M Womack |
| Chairperson: | Carla Getz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,443,280 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,551,774 |
| Unsecured Loans | 847,663 |
| Other Loans | 5,861,608 |
| TOTAL LOANS | 24,261,045 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -64,511 |
| Land And Building | 700,580 |
| Other Fixed Assets | 50,736 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 277,328 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,935,274 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 297,978 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,069,434 |
| Regular shares | 8,339,220 |
| All Other Shares & Deposits | 15,177,288 |
| TOTAL SHARES & DEPOSITS | 29,585,942 |
| TOTAL LIABILITIES | 29,883,920 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 3,051,354 |
| TOTAL EQUITY | 3,051,354 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,935,274 |
| INCOME & EXPENSE | |
| Loan Income | 1,130,753 |
| Investment Income | 229,140 |
| Other Income | 144,365 |
| Total Employee Compensation & Benefits | 377,453 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 505,808 |
| Non-operating Income & (Expense) | 22,178 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,741 |
| Cost of Funds | 392,913 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 330,462 |
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