Sep, 30, 2025 — COLLEGEDALE CREDIT UNION is a federally insured state chartered credit union headquartered in COLLEGEDALE, TN with 1 branch location and about $43.13 million in total assets. Opened 74 years ago in 1952, COLLEGEDALE CREDIT UNION has about 4,513 members and employs 13 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COLLEGEDALE CREDIT UNION |
|---|---|
| Address: (Main Office) | 5046 University Drive COLLEGEDALE, TN 37315 |
| Phone: | (423) 396-2101 |
| Fax: | (423) 396-2702 |
| Website: | https://www.collegedale.org |
| Branches: | 1 branch locations |
| Members: | 4,513 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68167 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $43,131,757 |
| CEO/Manager: | Joy J Traxler |
| Chairperson: | David Ruhling |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,959,766 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,577,289 |
| Unsecured Loans | 772,372 |
| Other Loans | 3,881,963 |
| TOTAL LOANS | 25,862,242 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -172,209 |
| Land And Building | 448,050 |
| Other Fixed Assets | 163,897 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 336,389 |
| All Other Assets | 0 |
| TOTAL ASSETS | 43,131,757 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 4,617 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 251,738 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,891,657 |
| Regular shares | 17,858,340 |
| All Other Shares & Deposits | 6,187,601 |
| TOTAL SHARES & DEPOSITS | 38,937,598 |
| TOTAL LIABILITIES | 39,193,953 |
| Regular Reserve | 0 |
| Other Reserves | 1,686,015 |
| Undivided Earnings | 2,251,789 |
| TOTAL EQUITY | 3,937,804 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 43,131,757 |
| INCOME & EXPENSE | |
| Loan Income | 1,056,513 |
| Investment Income | 433,467 |
| Other Income | 185,185 |
| Total Employee Compensation & Benefits | 511,154 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 776,720 |
| Non-operating Income & (Expense) | -12 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 43,754 |
| Cost of Funds | 170,029 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 187,772 |
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