Sep, 30, 2025 — CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION is a federally insured state chartered credit union headquartered in CHATTANOOGA, TN with 1 branch location and about $72.86 million in total assets. Opened 101 years ago in 1925, CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION has about 2,872 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHATTANOOGA FEDERAL EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 2011 Stein Dr CHATTANOOGA, TN 37421-1692 |
| Phone: | (423) 892-3738 |
| Fax: | |
| Website: | https://www.cfecu.org |
| Branches: | 1 branch locations |
| Members: | 2,872 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62537 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1925 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $72,860,087 |
| CEO/Manager: | Mark T Fraker |
| Chairperson: | Jack L Boran |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,962,637 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 21,730,695 |
| Unsecured Loans | 2,097,718 |
| Other Loans | 15,603,270 |
| TOTAL LOANS | 39,553,676 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -216,040 |
| Land And Building | 1,981,096 |
| Other Fixed Assets | 134,328 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 573,027 |
| All Other Assets | 5,710 |
| TOTAL ASSETS | 72,860,087 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 155,660 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,557,878 |
| Regular shares | 5,662,914 |
| All Other Shares & Deposits | 49,990,816 |
| TOTAL SHARES & DEPOSITS | 60,211,609 |
| TOTAL LIABILITIES | 60,367,269 |
| Regular Reserve | 0 |
| Other Reserves | 2,573,944 |
| Undivided Earnings | 9,918,874 |
| TOTAL EQUITY | 12,492,818 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 72,860,087 |
| INCOME & EXPENSE | |
| Loan Income | 1,997,502 |
| Investment Income | 788,753 |
| Other Income | 64,224 |
| Total Employee Compensation & Benefits | 564,855 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 678,145 |
| Non-operating Income & (Expense) | 46,452 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 90,000 |
| Cost of Funds | 1,238,591 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 430,241 |
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