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APPLIANCE CREDIT UNION

Mar, 31, 2021 — APPLIANCE CREDIT UNION is a federally insured state chartered credit union headquartered in CLEVELAND, TN with 1 branch location and about $14.42 million in total assets. Opened 49 years ago in 1972, APPLIANCE CREDIT UNION has about 2,167 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:APPLIANCE CREDIT UNION
Address:
(Main Office)
P.O. BOX 1057
CLEVELAND, TN 37364
Phone:(423) 479-5511
Fax:(423) 479-5217
Website:http://www.appliancecu.com
Branches:1 branch locations
Members:2,167
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67976
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1972
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$14,421,861
CEO/Manager:BOBBIE ROSS
Chairperson:JEFF KALB

Call Report

  • Overdraft Protection
  • Participation Loans
  • Pay Day Loans
  • Real Estate Loans
  • Risk Based Loans
  • ATM/Debit Card Program
  • Check Cashing
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,154,100
TOTAL INVESTMENTS 3,494,793
Loans Held for Sale 0
 
 Real Estate Loans 100,594
 Unsecured Loans 1,025,524
 Other Loans 5,248,403
 TOTAL LOANS 6,374,521
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -12,267
 Land And Building 1,103,223
 Other Fixed Assets 88,824
 NCUSIF Deposit 84,687
 All Other Assets 133,980
  TOTAL ASSETS 14,421,861
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -97,881
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,983,286
 Regular shares 9,166,131
 All Other Shares & Deposits 514,813
  TOTAL SHARES & DEPOSITS 12,664,230
  TOTAL LIABILITIES 12,566,349
 Regular Reserve 320,486
 Other Reserves -6,274
 Undivided Earnings 1,541,300
  TOTAL EQUITY 1,855,512
  TOTAL LIABILITIES, SHARES, & EQUITY 14,421,861
INCOME & EXPENSE  
 Loan Income 79,722
 Investment Income 1,714
 Other Income 35,490
 Total Employee Compensation & Benefits 71,820
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 46,685
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 3,243
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 289
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