Sep, 30, 2025 — PATHWAY CREDIT UNION is a federally insured state chartered credit union headquartered in CLEVELAND, TN with 1 branch location and about $6.87 million in total assets. Opened 59 years ago in 1967, PATHWAY CREDIT UNION has about 965 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PATHWAY CREDIT UNION |
|---|---|
| Address: (Main Office) | 2751 RALPH BUCKNER BLVD NE CLEVELAND, TN 37311-1454 |
| Phone: | (423) 479-2168 |
| Fax: | (423) 478-7314 |
| Website: | https://www.pathwaycredit.com |
| Branches: | 1 branch locations |
| Members: | 965 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68124 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $6,869,660 |
| CEO/Manager: | Mark Rice |
| Chairperson: | Leto V Zacharia |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 325,819 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 966,677 |
| Unsecured Loans | 408,267 |
| Other Loans | 4,290,267 |
| TOTAL LOANS | 5,665,211 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,000 |
| Land And Building | 168,395 |
| Other Fixed Assets | 3,139 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 60,251 |
| All Other Assets | 0 |
| TOTAL ASSETS | 6,869,660 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 148 |
| Notes & Interest Payable | 63,913 |
| Accounts Payable & Other Liabilities | -23,085 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 610,474 |
| Regular shares | 2,786,391 |
| All Other Shares & Deposits | 3,028,092 |
| TOTAL SHARES & DEPOSITS | 6,424,957 |
| TOTAL LIABILITIES | 6,465,933 |
| Regular Reserve | 0 |
| Other Reserves | -101,423 |
| Undivided Earnings | 505,150 |
| TOTAL EQUITY | 403,727 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 6,869,660 |
| INCOME & EXPENSE | |
| Loan Income | 261,904 |
| Investment Income | 25,310 |
| Other Income | 16,596 |
| Total Employee Compensation & Benefits | 109,174 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 120,878 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,531 |
| Cost of Funds | 96,600 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 15,817 |
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