Sep, 30, 2025 — FIVE COUNTY CREDIT UNION is a federally insured state chartered credit union headquartered in BATH, ME with 15 branch locations and about $394.86 million in total assets. Opened 70 years ago in 1956, FIVE COUNTY CREDIT UNION has about 30,820 members and employs 131 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIVE COUNTY CREDIT UNION |
|---|---|
| Address: (Main Office) | 765 Washington St BATH, ME 04530 |
| Phone: | (207) 443-3528 |
| Fax: | (207) 443-8177 |
| Website: | https://www.fivecounty.com |
| Branches: | 15 branch locations |
| Members: | 30,820 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67993 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $394,864,161 |
| CEO/Manager: | Julie A Marquis |
| Chairperson: | Merlin Suggs |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,008,583 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 172,277,408 |
| Unsecured Loans | 25,967,838 |
| Other Loans | 91,099,286 |
| TOTAL LOANS | 289,344,532 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,045,779 |
| Land And Building | 8,920,872 |
| Other Fixed Assets | 2,459,296 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 3,289,390 |
| All Other Assets | 1,147,795 |
| TOTAL ASSETS | 394,864,161 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 21,080 |
| Accounts Payable & Other Liabilities | 8,125,294 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 93,496,527 |
| Regular shares | 140,174,554 |
| All Other Shares & Deposits | 116,199,718 |
| TOTAL SHARES & DEPOSITS | 349,870,798 |
| TOTAL LIABILITIES | 358,017,172 |
| Regular Reserve | 0 |
| Other Reserves | 1,562,213 |
| Undivided Earnings | 35,284,776 |
| TOTAL EQUITY | 36,846,989 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 394,864,161 |
| INCOME & EXPENSE | |
| Loan Income | 12,825,175 |
| Investment Income | 1,970,311 |
| Other Income | 3,054,150 |
| Total Employee Compensation & Benefits | 10,010,412 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,714,640 |
| Non-operating Income & (Expense) | -259 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 709,913 |
| Cost of Funds | 2,841,426 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 875,151 |
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