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OCALA COMMUNITY CREDIT UNION

Sep, 30, 2025 — OCALA COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in OCALA, FL with 1 branch location and about $48.30 million in total assets. Opened 73 years ago in 1953, OCALA COMMUNITY CREDIT UNION has about 2,651 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:OCALA COMMUNITY CREDIT UNION
Address:
(Main Office)
2675 SE 36th Ave
OCALA, FL 34471
Phone:(352) 509-3200
Fax:(352) 629-0663
Website:https://www.ocalacommunitycu.com
Branches:1 branch locations
Members:2,651
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67938
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1953
Last Audited:Mar 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$48,298,344
CEO/Manager:Steven Nazaruk
Chairperson:James M Poole

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,265,606
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 2,790,806
 Unsecured Loans 2,190,602
 Other Loans 11,033,052
 TOTAL LOANS 16,023,023
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -294,673
 Land And Building 1,026,336
 Other Fixed Assets 109,926
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 434,670
 All Other Assets 0
  TOTAL ASSETS 48,298,344
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 348,031
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,472,218
 Regular shares 23,106,876
 All Other Shares & Deposits 11,601,714
  TOTAL SHARES & DEPOSITS 43,180,808
  TOTAL LIABILITIES 43,528,839
 Regular Reserve 0
 Other Reserves 13,260
 Undivided Earnings 4,756,245
  TOTAL EQUITY 4,769,505
  TOTAL LIABILITIES, SHARES, & EQUITY 48,298,344
INCOME & EXPENSE  
 Loan Income 765,769
 Investment Income 631,389
 Other Income 144,641
 Total Employee Compensation & Benefits 513,589
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 336,433
 Non-operating Income & (Expense) 3,805
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 158,878
 Cost of Funds 344,287
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 206,829
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