Sep, 30, 2025 — P.I.A.S. CREDIT UNION is a federally insured state chartered credit union headquartered in BRENTWOOD, TN with 1 branch location and about $4.05 million in total assets. Opened 65 years ago in 1961, P.I.A.S. CREDIT UNION has about 543 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | P.I.A.S. CREDIT UNION |
|---|---|
| Address: (Main Office) | 5200 Maryland Way Ste 301 BRENTWOOD, TN 37027-5072 |
| Phone: | (615) 360-9951 |
| Fax: | (615) 360-9954 |
| Website: | https://www.piascu.org |
| Branches: | 1 branch locations |
| Members: | 543 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67779 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1961 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $4,047,985 |
| CEO/Manager: | Edward Chalifoux |
| Chairperson: | Allen Carden |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 572,885 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 115,760 |
| Unsecured Loans | 107,702 |
| Other Loans | 2,031,657 |
| TOTAL LOANS | 2,255,119 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -24,858 |
| Land And Building | 0 |
| Other Fixed Assets | 734 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 32,617 |
| All Other Assets | 0 |
| TOTAL ASSETS | 4,047,985 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,580 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,541 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 94,697 |
| Regular shares | 2,282,640 |
| All Other Shares & Deposits | 876,488 |
| TOTAL SHARES & DEPOSITS | 3,253,825 |
| TOTAL LIABILITIES | 3,264,946 |
| Regular Reserve | 0 |
| Other Reserves | -91,128 |
| Undivided Earnings | 874,167 |
| TOTAL EQUITY | 783,039 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,047,985 |
| INCOME & EXPENSE | |
| Loan Income | 102,701 |
| Investment Income | 24,218 |
| Other Income | 2,995 |
| Total Employee Compensation & Benefits | 72,173 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 61,016 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 900 |
| Cost of Funds | 4,995 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,788 |
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