Dec, 31, 2022 — ST. THOMAS CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 1 branch location and about $35.94 million in total assets. Opened 64 years ago in 1959, ST. THOMAS CREDIT UNION has about 2,590 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. THOMAS CREDIT UNION |
|---|---|
| Address: (Main Office) | 4230 Harding Pike Ste 103 NASHVILLE, TN 37205 |
| Phone: | (615) 292-7828 |
| Fax: | (615) 463-2741 |
| Website: | www.stthomascu.org |
| Branches: | 1 branch locations |
| Members: | 2,590 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68071 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1959 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $35,943,934 |
| CEO/Manager: | William K Dunn |
| Chairperson: | John J Raphael |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,351,748 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 13,469,525 |
| Unsecured Loans | 1,349,756 |
| Other Loans | 10,131,755 |
| TOTAL LOANS | 24,951,036 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -595,144 |
| Land And Building | 0 |
| Other Fixed Assets | 22,496 |
| NCUSIF Deposit | 276,881 |
| All Other Assets | 0 |
| TOTAL ASSETS | 35,943,934 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 22,732 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 46,466 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,913,729 |
| Regular shares | 15,037,026 |
| All Other Shares & Deposits | 12,391,987 |
| TOTAL SHARES & DEPOSITS | 32,342,742 |
| TOTAL LIABILITIES | 32,411,940 |
| Regular Reserve | 0 |
| Other Reserves | 1,217,652 |
| Undivided Earnings | 2,314,342 |
| TOTAL EQUITY | 3,531,994 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 35,943,934 |
| INCOME & EXPENSE | |
| Loan Income | 855,760 |
| Investment Income | 51,116 |
| Other Income | 155,840 |
| Total Employee Compensation & Benefits | 361,476 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 537,245 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 45,000 |
| Cost of Funds | 84,232 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 161,127 |
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