Dec, 31, 2023 — YOUR BEST CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 1 branch location and about $17.32 million in total assets. Opened 57 years ago in 1967, YOUR BEST CREDIT UNION has about 1,800 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | YOUR BEST CREDIT UNION |
|---|---|
| Address: (Main Office) | 26 Century Blvd NASHVILLE, TN 37214-3683 |
| Phone: | (615) 872-6380 |
| Fax: | (615) 872-6388 |
| Website: | https://yourbestcu.com/ |
| Branches: | 1 branch locations |
| Members: | 1,800 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67757 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1967 |
| Last Audited: | Nov 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $17,316,460 |
| CEO/Manager: | Adrian Muniz III |
| Chairperson: | James F O'Dell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 603,615 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,106,571 |
| Other Loans | 12,996,276 |
| TOTAL LOANS | 14,102,846 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -146,668 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF Deposit | 135,194 |
| All Other Assets | 187,333 |
| TOTAL ASSETS | 17,316,460 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 36,535 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,914,388 |
| Regular shares | 5,603,967 |
| All Other Shares & Deposits | 7,347,562 |
| TOTAL SHARES & DEPOSITS | 14,865,917 |
| TOTAL LIABILITIES | 14,902,452 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,414,008 |
| TOTAL EQUITY | 2,414,008 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 17,316,460 |
| INCOME & EXPENSE | |
| Loan Income | 728,619 |
| Investment Income | 161,914 |
| Other Income | 130,714 |
| Total Employee Compensation & Benefits | 398,287 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 347,139 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 79,336 |
| Cost of Funds | 198,189 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 52,333 |
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