Sep, 30, 2025 — NEIGHBORHOOD CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 18 branch locations and about $1.12 billion in total assets. Opened 96 years ago in 1930, NEIGHBORHOOD CREDIT UNION has about 68,102 members and employs 190 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NEIGHBORHOOD CREDIT UNION |
|---|---|
| Address: (Main Office) | 13649 Montfort Dr DALLAS, TX 75240-2521 |
| Phone: | (214) 748-9393 |
| Fax: | |
| Website: | https://www.myncu.com |
| Branches: | 18 branch locations |
| Members: | 68,102 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67681 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1930 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,124,348,506 |
| CEO/Manager: | Chet Kimmell |
| Chairperson: | Dwayne Boozer |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,020,712 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 297,666,070 |
| Unsecured Loans | 129,987,523 |
| Other Loans | 355,206,859 |
| TOTAL LOANS | 782,860,452 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,846,750 |
| Land And Building | 40,600,473 |
| Other Fixed Assets | 4,282,164 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,179,706 |
| All Other Assets | 1,856,950 |
| TOTAL ASSETS | 1,124,348,506 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 52,376 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 19,122,556 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 208,221,188 |
| Regular shares | 272,829,479 |
| All Other Shares & Deposits | 516,223,473 |
| TOTAL SHARES & DEPOSITS | 997,274,141 |
| TOTAL LIABILITIES | 1,016,449,073 |
| Regular Reserve | 0 |
| Other Reserves | 13,913,905 |
| Undivided Earnings | 93,985,528 |
| TOTAL EQUITY | 107,899,433 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,124,348,506 |
| INCOME & EXPENSE | |
| Loan Income | 37,511,282 |
| Investment Income | 5,741,609 |
| Other Income | 13,947,076 |
| Total Employee Compensation & Benefits | 14,394,935 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 16,882,884 |
| Non-operating Income & (Expense) | -1,107,945 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,289,491 |
| Cost of Funds | 16,409,460 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 4,317,154 |
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