Sep, 30, 2025 — CITY CREDIT UNION is a federally insured state chartered credit union headquartered in DALLAS, TX with 5 branch locations and about $640.27 million in total assets. Opened 84 years ago in 1942, CITY CREDIT UNION has about 34,298 members and employs 106 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 7474 Ferguson Rd DALLAS, TX 75228 |
| Phone: | (214) 515-0100 |
| Fax: | (972) 708-8049 |
| Website: | https://www.citycu.org |
| Branches: | 5 branch locations |
| Members: | 34,298 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67669 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1942 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $640,268,880 |
| CEO/Manager: | David Frith |
| Chairperson: | Alan Richardson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 73,410,535 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 138,637,036 |
| Unsecured Loans | 31,811,427 |
| Other Loans | 167,472,496 |
| TOTAL LOANS | 337,920,959 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -6,717,163 |
| Land And Building | 11,950,267 |
| Other Fixed Assets | 3,328,547 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,140,508 |
| All Other Assets | 620,122 |
| TOTAL ASSETS | 640,268,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 8,116,967 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 123,386,706 |
| Regular shares | 203,576,667 |
| All Other Shares & Deposits | 231,489,370 |
| TOTAL SHARES & DEPOSITS | 558,452,743 |
| TOTAL LIABILITIES | 566,595,072 |
| Regular Reserve | 0 |
| Other Reserves | -124,746 |
| Undivided Earnings | 73,798,554 |
| TOTAL EQUITY | 73,673,808 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 640,268,880 |
| INCOME & EXPENSE | |
| Loan Income | 17,668,318 |
| Investment Income | 5,653,908 |
| Other Income | 3,131,287 |
| Total Employee Compensation & Benefits | 8,496,169 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,028,926 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 4,008,278 |
| Cost of Funds | 6,677,074 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,720,686 |
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