Sep, 30, 2025 — FLORIDA CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in TAMPA, FL with 13 branch locations and about $592.88 million in total assets. Opened 72 years ago in 1954, FLORIDA CENTRAL CREDIT UNION has about 43,181 members and employs 139 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FLORIDA CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3333 Henderson Blvd TAMPA, FL 33609-2955 |
| Phone: | (813) 879-3333 |
| Fax: | |
| Website: | https://www.floridacentralcu.com/ |
| Branches: | 13 branch locations |
| Members: | 43,181 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67668 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $592,879,613 |
| CEO/Manager: | Linh N Dang |
| Chairperson: | William Mignone |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 36,620,098 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 139,714,600 |
| Unsecured Loans | 15,606,071 |
| Other Loans | 248,573,284 |
| TOTAL LOANS | 403,893,955 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,368,815 |
| Land And Building | 17,128,080 |
| Other Fixed Assets | 2,218,698 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,491,160 |
| All Other Assets | 404,727 |
| TOTAL ASSETS | 592,879,613 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 6,227,485 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 172,995,172 |
| Regular shares | 196,973,685 |
| All Other Shares & Deposits | 195,422,625 |
| TOTAL SHARES & DEPOSITS | 565,391,481 |
| TOTAL LIABILITIES | 571,618,966 |
| Regular Reserve | 0 |
| Other Reserves | -18,942,568 |
| Undivided Earnings | 40,203,215 |
| TOTAL EQUITY | 21,260,647 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 592,879,613 |
| INCOME & EXPENSE | |
| Loan Income | 14,822,225 |
| Investment Income | 4,670,876 |
| Other Income | 2,053,682 |
| Total Employee Compensation & Benefits | 8,330,397 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,322,458 |
| Non-operating Income & (Expense) | 23,975 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,627,831 |
| Cost of Funds | 5,476,626 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,272,732 |
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