Sep, 30, 2025 — FIRST COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CHESTERFIELD, MO with 42 branch locations and about $4.78 billion in total assets. Opened 92 years ago in 1934, FIRST COMMUNITY CREDIT UNION has about 408,271 members and employs 710 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FIRST COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 17151 Chesterfield Airport Rd CHESTERFIELD, MO 63005-1411 |
| Phone: | (636) 537-4400 |
| Fax: | |
| Website: | https://www.firstcommunity.com |
| Branches: | 42 branch locations |
| Members: | 408,271 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67619 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $4,777,120,271 |
| CEO/Manager: | Glenn D Barks |
| Chairperson: | Sharon Hudson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 430,408,759 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 535,000 |
| Real Estate Loans | 1,276,207,465 |
| Unsecured Loans | 107,995,016 |
| Other Loans | 1,897,035,973 |
| TOTAL LOANS | 3,281,631,534 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -38,478,347 |
| Land And Building | 79,414,429 |
| Other Fixed Assets | 14,451,413 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 36,447,429 |
| All Other Assets | 3,468,781 |
| TOTAL ASSETS | 4,777,120,271 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 19,755,234 |
| Notes & Interest Payable | 124,764,785 |
| Accounts Payable & Other Liabilities | 56,029,007 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 917,463,411 |
| Regular shares | 726,433,223 |
| All Other Shares & Deposits | 2,591,635,770 |
| TOTAL SHARES & DEPOSITS | 4,235,532,404 |
| TOTAL LIABILITIES | 4,436,081,430 |
| Regular Reserve | 0 |
| Other Reserves | -28,669,781 |
| Undivided Earnings | 369,708,622 |
| TOTAL EQUITY | 341,038,841 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 4,777,120,271 |
| INCOME & EXPENSE | |
| Loan Income | 138,143,457 |
| Investment Income | 37,026,553 |
| Other Income | 15,672,856 |
| Total Employee Compensation & Benefits | 44,713,838 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 45,697,332 |
| Non-operating Income & (Expense) | -2,811,511 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,745,247 |
| Cost of Funds | 82,814,258 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 26,659,871 |
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