Dec, 31, 2022 — MISSOURI VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT PETERS, MO with 1 branch location and about $51.95 million in total assets. Opened 48 years ago in 1975, MISSOURI VALLEY FEDERAL CREDIT UNION has about 4,523 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | MISSOURI VALLEY FEDERAL CREDIT UNION |
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Address: (Main Office) | 7900 Mexico Rd SAINT PETERS, MO 63376-1121 |
Phone: | (636) 978-8800 |
Fax: | (636) 980-2211 |
Website: | https://www.movfcu.org |
Branches: | 1 branch locations |
Members: | 4,523 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 22216 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1975 |
Last Audited: | Jun 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $51,947,209 |
CEO/Manager: | Josh N Rodriguez |
Chairperson: | Leah Petras |
ASSETS: | $ Amount |
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Cash & Equivalents | 6,138,540 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 8,570,079 |
Unsecured Loans | 2,370,844 |
Other Loans | 12,997,036 |
TOTAL LOANS | 23,937,959 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -115,792 |
Land And Building | 1,047,100 |
Other Fixed Assets | 156,700 |
NCUSIF Deposit | 449,519 |
All Other Assets | 0 |
TOTAL ASSETS | 51,947,209 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 138 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | -45,345 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 12,016,940 |
Regular shares | 23,797,449 |
All Other Shares & Deposits | 12,580,430 |
TOTAL SHARES & DEPOSITS | 48,394,819 |
TOTAL LIABILITIES | 48,349,612 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 3,597,597 |
TOTAL EQUITY | 3,597,597 |
TOTAL LIABILITIES, SHARES, & EQUITY | 51,947,209 |
INCOME & EXPENSE | |
Loan Income | 845,706 |
Investment Income | 106,260 |
Other Income | 192,582 |
Total Employee Compensation & Benefits | 535,949 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 963,017 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,666 |
Cost of Funds | 57,520 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | -161,260 |
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